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Our personal loans are designed to give women more financial freedom and empower them to meet pressing personal needs such as medical fees, education fees, home renovations, car purchases or maintenance, or even take a holiday. And with no collateral required, there is no risk involved.

1st for Women tailors your personal loan to suit you. You choose your loan amount – from R5 000 up to R150 000** and you can pick your repayment term, from 12 months up to five years. Your repayments are fixed so you don’t need to worry about interest rate fluctuations.

We know that you’re busy so won’t waste your time with face-to-face interviews or unnecessary paperwork. Just apply online anytime, or call 0861 222 677, from 8 am to 8 pm, seven days a week.

Loan repayment terms range from 12 to 60 months. The maximum interest rate with regards to a 1st for Women Personal Loan Personal Loan* is 28% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 28% per annum would be: Loan amount R50,000.00 plus a once-off initiation fee of R1,197.00 and a monthly admin fee of R68.40, over 60 months. The total cost of the loan will be R99,747.64 which is an Annual Percentage Rate (APR) of 31.45%.

Have a few questions? Click here to read our FAQ's

*1st for Women Personal Loans are managed and administered by Direct Axis SA (Pty) Ltd, an authorised Financial Services Provider.
**Your final loan amount will be subject to credit approval

Loan calculator

Loan Period

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5 Years
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*Please note that the above calculator is for illustration purposes only.

Apply for a loan

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What you need to apply:
  • A good credit record
  • A regular monthly income of at least R5 000
  • Your last 3 months’ payslips or bank statements
  • A clear copy of your ID document
  • Details of your bank account into which your salary is paid
  • A recent document confirming your residential address