Our personal loans are designed to give women more financial freedom and empower them to meet pressing personal needs such as medical fees, education fees, home renovations, car purchases or maintenance, or even take a holiday. And with no collateral required, the risk is decreased significantly.

1st for Women tailors your personal loan to suit you. You choose your loan amount – from R1 000 up to R250 000** and you can pick your repayment term, from 12 months up to 60 months. Your repayments are fixed so you don’t need to worry about interest rate fluctuations.

We know that you’re busy so won’t waste your time with face-to-face interviews or unnecessary paperwork. Just apply online anytime, or call 0861 870 870. 1st for women Personal Loans Call Centre Hours: Mon-Thur 8am-7pm, Fri 8am-9pm, Sat 8am-6pm, Sun 9am-5pm and Public Holidays 9am-5pm.

Loan repayment terms range from 12 Months to 60 months. The maximum interest rate with regards to 1st for Women Personal Loan* is 27. 50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.50% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.50%. Initiation fee (charged upfront): R936.Monthly service fee: R69 Total Amount payable: R13 312.Monthly instalment amount: R555. Please note our interest rate will never exceed the maximum as prescribed by the NCA of 27.50%. Fees subject to change based on risk profile.

Have a few questions? Click here to read our FAQ's.

To speak to a personal loans consultant call 0861 870 870

*1st for Women Personal Loans are Powered by RCS, a registered Credit and authorised Financial Services Provider.

Loan calculator

Loan Period in months

{{ PersonalLoansCalculator.MinAmount | currency : 'R' : 0 }}
{{ PersonalLoansCalculator.Amount | currency : 'R' : 0 }}
{{ PersonalLoansCalculator.MaxAmount | currency : 'R' : 0 }}

Monthly Repayment of the above loan


Maximum Annual Percentage Rate

{{PersonalLoansCalculator.MonthlyServiceFee | currency : 'R' : 0}}

Monthly Service Fee

{{PersonalLoansCalculator.Premium | currency : 'R' : 0}}

Monthly Repayment
*Please note that the above calculator is for illustration purposes only.

Apply for a loan

Please enter a name.
Please enter a valid first name.
Please enter a surname.
Please enter a valid last name.
Please enter a ID number.
Please enter a valid ID number.
Please enter a contact number.
Please enter a valid cellphone number.
Please enter an email.
Please enter a valid email address.
Please enter an email.
Please enter a valid email salary.
I have read and accept the terms and conditions.
What you need to apply:
  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

Chat with 1st for Women:

Please enter your name
Name must contain some letters
Please enter a valid email

Chat with 1st for Women

This functionality is no longer available. and we'll call you back.
This chat session is no longer active.
Please enter a message
Max length limited to 500 characters

We have not received a response from you in a while. Please respond to keep the chat active. You will be disconnected in {{chatmeControl.ChatMe.userTimeOut}} seconds.

Chat with 1st for Women

This functionality is no longer available. Please leave your details here and we'll call you back.

Let us call you back!

Please enter a name
Name must contain some letters
Please enter a contact number
Please enter a valid contact number
Please select a reason

Please select a suitable date and time

Please select a suitable date
Please select a suitable time

Thank You

Thank you for your details, we will contact you shortly!