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Extreme water sport fanatics and those who engage in watercrafts as a hobby will know how costly the vessels are. Depending on your individual needs, you have the option of taking out Jet Ski Insurance or Boat Insurance. These come with great benefits, such as transportation expenses cover when being used in the waters of SA, Botswana, Lesotho, Swaziland, Namibia, Malawi, Zambia, Zimbabwe and Mozambique.

Always keep in mind that our Watercraft Insurance policies, including Jet Ski Insurance, are offered exclusively for crafts used for social, domestic or pleasure purposes, and for the purpose for which they were designed.

Jet Ski Insurance

Comprehensive cover protects your jet ski if it gets damaged or stolen when in the waters of, or when transported through, South Africa, Botswana, Lesotho, Swaziland, Namibia, Malawi, Zambia, Zimbabwe and Mozambique.

We’ll also cover the following:

  • Your jet ski, its machinery and motor(s), standard jet ski fittings, gear equipment and fitted accessories.
  • The cost of finding your jet ski should it become stranded, sink or be involved in a collision.
  • The cost of salvaging and delivering your jet ski to the nearest border post if necessary.
  • An accident that leads to the damage of another party, or an accident on the water that leads to the death or injury of a third party.

Please remember that our Watercraft Insurance policies, including jet ski Insurance, are offered exclusively for crafts used for social, domestic or pleasure purposes, and for the purpose for which they were designed.

Boat Insurance

Relax and enjoy your experience while out on the water with Boat Insurance. With this policy, your vessel will be covered if it gets accidentally damaged or stolen.

We’ll also cover you for the following:

  • Your boat, its machinery and motor(s), standard fittings, gear, equipment and fitted accessories.
  • The cost of finding your boat should it become stranded, sink or be involved in a collision.
  • Salvaging and delivering your boat to the nearest border post if necessary.
  • An accident that leads to the damage of another party, or an accident that leads to the death or injury of a third party.
  • Up to R2 000 medical costs cover per incident with your Boat Insurance policy if it is involved in an accident or sinks.
  • Water-skier liability will also be included if your schedule states that you are paying for this cover. Be sure to say that you would like this cover when requesting a quote or speaking to one of our consultants.
  • We provide comprehensive cover for your craft when in the waters of, or when transported through, South Africa, Botswana, Lesotho, Swaziland, Namibia, Malawi, Zambia, Zimbabwe and Mozambique.

However, your boat trailer will not be insured along with your policy as your trailer counts as a separate vehicle and therefore needs to be insured separately with a Trailer Insurance Policy.

Watercraft Insurance Benefits

  • Accidental damage/theft up to market or stated value
  • Finding your lost/sunken/stranded watercraft
  • Salvaging/delivering watercraft to nearest border post