We understand that purchasing a home is exciting, but it can also be daunting - letting us insure it for you won’t be.
This policy covers loss or damage to the physical structure of your house as a result of the following:
Fire, lightning, explosion, and/or earthquake
Burst water pipes
Storms and floods
Damage to your home and outbuildings by animals, vehicles and falling trees (but not while they are being felled)
Aircraft or objects falling on them
Malicious or intentional damage
Break-in or theft where we can see the damage caused by the break-in
Subsidence (sinking) of land and landslips
Your garages, outbuildings, swimming pool, walls and gates are all covered
We give you the option of adding geyser cover for those unexpected situations. You can also increase your Homeowner’s Liability Cover that includes Public and Domestic Liability cover to R5 million, R10 million or R20 million for a small additional fee.