Imagine getting the same model of your car but one year newer after your old one is written off in an accident. That’s exactly what our BetterCar cover is for!

Traditionally you would insure your car for its Retail, Trade, or Market value. This would usually allow you to replace your written-off car for the same value. With BetterCar, that’s not the case.

BetterCar is an add-on product that pays out for, or replaces your written-off car, the same one but one year newer, which helps our customers confidently move forward when trouble comes along.

Terms and conditions for BetterCar:

• The BetterCar option is available to all car models less than or equal to 8 years old.
• The BetterCar option does not apply to cars written-off as a result of theft, attempted theft, hi-jacking or attempted hi-jacking. The BetterCar insured value would default to the standard retail value in the event of a theft related claim.
•If your car does not have a newer model, we will pay out 15% more than the retail value of the car.

Who can get a BetterCar Insurance quote?

As long as your car is eight years old or newer and you have an existing Comprehensive Car Insurance policy with 1st for Women, you can get a BetterCar Insurance quote.

BetterCar Insurance benefits

Because BetterCar Insurance is specifically designed for women, you get our Guardian Angel on Call and Guardian Angels Lifestyle Assistance benefits.

Guardian Angel on Call

Guardian Angel on Call is more than just a mobile crash detector. It’s like having your very own guardian angel watching over you wherever you are on the road. Available through the 1st for Women Insurance App, it automatically sends emergency help directly to your location if you’re in a severe accident and can’t call for assistance. And because we know the safety of your loved ones is your top priority, you can share the benefit with the regular driver on your policy and up to five members of your household, so they can get out there too because we’ve got them covered.

Guardian Angels Lifestyle Assistance

With BetterCar Insurance, any time you need help on the road or in your home, our Guardian Angels Lifestyle Assistance is just a phone call away.

Road Assist: Whether it’s an emergency and you need medical help on the road or you’ve simply locked your keys in your car, our Guardian Angels are there for you.

Home Assist: Because your home is important to you, we give home emergencies the urgent attention they deserve. We’ll get an emergency plumber, electrician, locksmith, or glazier to your home in no time and pay for the call-out plus one hour’s labour.

Our Lifestyle Assistance benefits also include Medical Assist to help you look after your loved ones, Tax, Finance, and Legal Assist so your financial and legal interests are taken care of, and Entertainment Assist to help you organise all those things you love to do.

BetterCar Insurance quotes

If you already have Comprehensive Car Insurance with us, call us on 0861 33 93 39 to upgrade your cover with a BetterCar Insurance Quote. If you’re not yet a 1st for Women customer and would like insurance specifically designed for women, call us on 0861 00 33 28 or get a BetterCar Insurance quote online.


BetterCar Insurance Benefits

  • Guardian Angels Lifestyle Assistance
  • Replace your written-off car with the same model but one year newer

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