Imagine getting the same model of your car but one year newer after your old one is written off*. That’s exactly what our BetterCar insured value is for!

Traditionally you would insure your car for its Retail, Trade, or Market value. This would usually allow you to replace your written-off car for the same value. With BetterCar, that’s not the case.

BetterCar pays out for, or replaces your written-off* car with, the same model but one year newer, which helps our customers confidently move forward when trouble comes along.

Terms and conditions for BetterCar:


• The BetterCar option is availble to all car models less than or equal to 8 years old.
• *The BetterCar option does not apply to cars written-off as a result of theft, attempted theft, hi-jacking or attempted hi-jacking. The BetterCar insured value would default to the standard retail value in the event of a theft related claim.
•If your car does not have a newer model, we will pay out 15% more than the market value of the car.

BetterCar Insurance Benefits

  • Guardian Angels Lifestyle Assistance
  • Replace your written-off car with the same model but one year newer

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