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Imagine getting the same model of your car but one year newer after your old one is written off in an accident. That’s exactly what our BetterCar cover is for!

Traditionally you would insure your car for its Retail, Trade, or Market value. This would usually allow you to replace your written-off car for the same value. With BetterCar, that’s not the case.

BetterCar is an add-on product that pays out for your written-off car, the same one but one year newer, which helps our customers confidently move forward when trouble comes along.

Terms and conditions for BetterCar:

  • The BetterCar option applies to all vehicle models less than or equal to 8 years old.
  • The BetterCar option does not apply to vehicles written-off as a result of theft, attempted theft, hi-jacking or attempted hi-jacking.
  • The minimum BetterCar pay-out will be 15% plus the retail value of the written off vehicle.
  • The maximum BetterCar pay-out will be 40% plus the retail value of the written off vehicle.
BetterCar Insurance Benefits

  • Guardian Angels Lifestyle Assistance
  • Replace your written-off car with the same model but one year newer