Your car helps you do the things you need to do. Make the meetings. Meet the girls. Do the drop-offs and pick-ups. Without it, getting out there would be so much harder. That’s why we offer insurance specifically designed for women, so you and your valuables are always looked after. Our Auto Top-up Insurance, an add-on to your Comprehensive Car Insurance, helps to save you money and cover your debt if your car is written off. 

What is Auto Top-up Insurance?

When you finance a car, you’re not just paying for the vehicle itself. You’re paying for the admin fees, add-ons, and interest on top of the purchase price. This means that there might be a shortfall between what your car insurance will pay out if your car is written off and what you still owe on the vehicle. 1st for Women’s Auto Top-up Insurance solves this problem by acting as an upgrade to your existing car insurance. If your car is written-off or stolen and not recovered, we’ll pay the difference between what you owe on it and what your comprehensive car cover pays out.

How do you qualify for Auto Top-up Insurance? 

Our Auto Top-up Insurance is available to anyone who fulfills the following: 

  • Your car must be comprehensively insured for its market or retail value.

  • The residual on your finance amount is not more than 50% of the total and the outstanding balance when you purchased the vehicle wasn’t over R1 million.

Deposit Protector

In order to minimise all your expenses if your car is stolen or can’t be repaired, you can upgrade your Auto Top-up Insurance with Deposit Protector. It’s like an upgrade on an upgrade!

If your car is written off or stolen and not recovered, Deposit Protector pays you out to ensure you lose as little as possible on your car and you can put down a deposit on a new one. This payout will be equal to the amount of the deposit you paid on the car when you bought it or 10% of the insured value of the vehicle, whichever is lesser.

How do you qualify for Deposit Protector? 

Qualifying for a 1st for Women Deposit Protector add-on is easy! You just need to have an existing Auto Top-up Insurance policy with us and must have paid a deposit on your car at the time of buying it.

Auto Top-up Insurance benefits

Included in all of our Auto Top-up Insurance quotes is a guarantee that, if you claim, you won’t pay any excess on the Auto Top-up or Deposit Protector products.

Auto Top-up Insurance quotes

We know you’re a busy woman. That’s why we’ve made it quick and easy for you to get an Auto Top-up Insurance quote. If you have an existing 1st for Women Comprehensive Car Insurance policy with us, call us on 0861 11 16 67. If you’re insured somewhere else and want to get cover specifically designed for women, call 0861 33 93 39.


Click here to read the brochure or for enquiries, or phone us on 0861 33 93 39.

Click here to download the brochure.

Personal Insurance Benefits

  • Cash Back Plus
  • Retrenchment Premium Waiver
  • Death Premium Waiver

Chat with 1st for Women:

Please enter your name
Name must contain some letters
Please enter a valid email

Chat with 1st for Women

This functionality is no longer available. and we'll call you back.
This chat session is no longer active.
Please enter a message
Max length limited to 500 characters

We have not received a response from you in a while. Please respond to keep the chat active. You will be disconnected in {{chatmeControl.ChatMe.userTimeOut}} seconds.

Chat with 1st for Women

This functionality is no longer available. Please leave your details here and we'll call you back.

Let us call you back!

Please enter a name
Name must contain some letters
Please enter a contact number
Please enter a valid contact number
Please select a reason

Please select a suitable date and time

Please select a suitable date
Please select a suitable time

Thank You

Thank you for your details, we will contact you shortly!