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This benefit pays out the difference between the comprehensive insurance payout and any amount you still owe to the finance institution on your car if your car is written off or stolen and not recovered.
We’ve included our personal accident cover that gives you cover for any personal accident that results in the accidental death or total permanent disability of the registered owner of the vehicle and/or for the accidental exposure to HIV. This benefit is not dependent on the car to be written off and will continue if you no longer have a shortfall on your finance amount in the event of a write off.
If your car is written off and your comprehensive car insurance policy approved your claim, our Excess Protector benefit will pay you up to the selected amount to assist with the excess you paid on your comprehensive vehicle insurance claim.
If your car is written off and your comprehensive car insurance policy is in the process of reviewing your claim, our Installment Protector benefit will pay you up to 2 months on your monthly vehicle installments until your comprehensive car insurance claim has been finalised.
Perils covered under the Auto Top-Up Cover:
We will not cover you if:
Refer to Terms and Conditions for a full list of exclusions.
To claim on the Auto Top-Up Plus policy, contact our call centre on 0860 10 95 71 from Monday to Friday, between 08:00 and 17:00 and one of our helpful consultants will guide you through the process.
The most we will pay is either: