If you are in an accident and become disabled, hospitalised or tragically pass away, make sure that you and your family are taken care of with a Personal Accident policy.
The following benefits are included with a Personal Accident policy:
A further discount on the additional premium if you add your partner/spouse.
Children up to the age of 21 (25 if they are registered full-time students) also benefit from the Personal Accident cover. Children qualify for 25% of insured amount of the policy holder as per cover plan selected but as per Section 50 of the Short-Term Insurance Act, a maximum of R10 000 is payable for children between the ages of unborn and 5 years, and a maximum of R30 000 is payable for children between the ages of 6 and 14 years.
Expo-Sure cover, which gives you access to HIV testing and treatment after accidental exposure.
Tax-free pay-out in the event of death or disablement.
Non-medical expense cover as a result of hospitalisation commences from the first day of hospitalisation
The services of Road Protect to assist you with Road Accident Fund claims.