Personal Accident Insurance
What is Personal Accident Insurance?
While we all hope that an accident never happens to us, being prepared, just in case anything happens, can give us invaluable peace of mind. Taking out our Personal Accident cover gives you just that. If you’re injured, admitted to hospital, become disabled or pass away due to an accident, this policy will cover you. With no medical examinations required and a discount when you add your partner or spouse, this insurance will be there for you when you need it most.
What is covered?
What is covered?
- 24HR Medical Emergency Evacuation in the event of an accident.
- Cover for non-medical expenses should you be injured and hospitalised due to an accident.
- Tax-free payout due to death or disablement of the insured as a result on an accident.
- Assistance should you be exposed to HIV due to an accident.
- Access to professional trauma counselling as a result of an accident.
- Assistance with submitting a claim against the Road Accident Fund.
Children's Benefits
Children are also covered for the maximum amounts below:
- R20 000 for children unborn to 6 years old
- R50 000 for children 7 to 14 years old.
- 25% of the main member’s cover for children between 15 and 21, and up to 25 if they are registered full-time students.
Hospitalisation
In the event that you are hospitalised, as a result of an accident, we will cover non-medical expenses from the first day of hospital admission, up to a maximum of 104 weeks.
Death Cover
Should you die as a result of an accident, we will compensate your nominated beneficiary/ies or estate to the level of cover chosen. Compensation will be paid in one lump sum and this payment will be tax-free.
Total permanent disablement cover
Should you suffer disablement as a result of an accident, we will compensate you according to the scale of benefits and level of cover chosen.
Important To Note:
THE PERSONAL ACCIDENT POLICY IS NOT A MEDICAL SCHEME AND THE COVER IS NOT THE SAME AS THAT OF A MEDICAL SCHEME. THIS POLICY IS NOT A SUBSTITUTE FOR MEDICAL SCHEME MEMBERSHIP.
Cover
Plan A
Plan B
Plan C
Plan D
Plan E
What is excluded from my cover?
How do I make amendments?
How do I claim?
How do my payments work?