If you are in an accident and become disabled, hospitalised or tragically pass away, make sure that you and your family are taken care of with a Personal Accident policy.

The following benefits are included with a Personal Accident policy:

  • A further discount on the additional premium if you add your partner/spouse.
  • 5 Dependent children are covered for 25 % of the main member’s cover but limited to the maximum amounts stated below:

a) R10 000 for children unborn to 6 years old.

b) R30 000 for children 7 to 14 years old.

c) 25% of the main member’s cover for children between 15 and 21, and up to 25 if they are registered full-time students.

  • Please note that the cover selected by the main member determines the amount of cover available to children older than 15.
  • These maximum payable amounts are specified in Section 50 of the Short-Term Insurance Act.
  • Expo-Sure cover, which gives you access to HIV testing and treatment after accidental exposure.
  • Tax-free pay-out in the event of death or disablement.
  • Non-medical expense cover, as a result of hospitalisation, commences on the first day of hospital admission for a maximum of 104 consecutive weeks.

Click here to view the brochure.

Click here to download the brochure.

This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership.

Personal Insurance Benefits

  • Cash Back Plus
  • Retrenchment Premium Waiver
  • Death Premium Waiver

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