Current Competition Terms and Conditions

Stand a chance to win your share of R20 000 Woolies vouchers, competition Terms and Conditions

Winning is easy with 1st for Women.  All you have to do is download the 1st for Women app on the App Store or Google Play, and sign-in. Your name will be placed into a draw and at the end of March 2018 you could be one of 20 winners to receive a R1,000 Woolworths shopping voucher.

The promotor of the competition is First for Women Insurance Company Limited (Registration number:1998/004804/06), an authorised financial services provider (FSP:15261), whose registered office is at Auto & General Park, 1 Telesure Lane, Riverglen, Dainfern, 2191.

DURATION OF THE COMPETITION

1. The competition commences on 18 January 2018 and ends on 31 March 2018, both days inclusive. After this date no further entries to the competition will be permitted.

WHO MAY ENTER THE COMPETITION

2. The competition is open to permanent residents and citizens of South Africa over the age of 18 years in possession of a valid South African Identity Document.

WHO MAY NOT ENTER THE COMPETITION

3. The competition is not open to-

3.1. directors, members, partners, agents, employees or consultants of 1st for Women and/ or any of their associated or affiliated companies and/ or agencies or any supplier of goods or services in connection with a competition; and

3.2. the spouse, life partner, business partner or associate, or the natural or adopted parent, child or sibling, of any person specified in the above.

4. You may not participate in or be eligible to win a competition if you have won a competition promoted by 1st for Women within the past three months. You will be eligible to participate in a competition promoted by 1st for Women after the expiry of three months after the date on which you won the last competition.

HOW TO ENTER

To enter the competition you need to download the new 1st for Women app, and sign-in to the app using your ID number.

HOW MANY TIMES CAN YOU ENTER?

5. Only one entry will be accepted per person.

PRIZES

6. There are 20 (twenty) Woolworths shopping vouchers, to the value of R1000 each, which can be won.

REQUIREMENTS YOU MUST MEET TO USE THE PRIZE

7. Any costs or expenses which you may incur other than in respect of those items specifically included in a prize are for your own account. 1st for Women will not be responsible for any costs or expenses which you, or your partner (if applicable), incur during and for purposes of your entry into the competition and your acceptance and/or use of a prize.

8. You must possess whatever documents and permissions that may be required in order to accept and use a prize, which documents and permissions is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the prize date as may be required by the relevant authorities.

9. 1st for Women may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance and/or use of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.

DELIVERY/ COLLECTION OF PRIZE

10. 1st for Women will send an SMS to the winners with the Voucher BIN number and CVV number.

11. The R1000 vouchers can be redeemed at any Woolworths store, except for Engen stores, upon presentation of the SMS and a form of identification (ID document/ passport or driver’s license)

12. As per the Income Tax Act 58 of 1962, the individual must pay taxes on the vouchers but because we put you first, 1st for Women will pay this on behalf of the individual.

12.1. As soon as the tax details have been received, the necessary money will be paid over to SARS and an IRP 5 form will be generated and issued.

HOW WILL WINNERS BE NOTIFIED

13. The winners will be notified by means of the contact details provided to 1st for Women.

14. The winner will be notified by SMS within 30 days of the closing date of the competition.

WHAT HAPPENS IF THE WINNER CANNOT BE CONTACTED OR IS NOT ABLE TO TAKE UP THE PRIZE

15. If 1st for Women or a third party supplier is unable to contact a winner within 30 days or if the winner does not claim the prize within 30 days of notification, the winner will forfeit the prize and 1st for Women reserves the right to re-draw a new winner under the same conditions.

GROUNDS FOR DISQUALIFICATION

16. You may not win a prize if it is unlawful for 1st for Women to supply such a prize to you. If you do win such a prize, you will forfeit it.

17. If you fail or, if your partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which 1st for Women may have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize);

GENERAL

18. Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself and any person with whom you may share a prize (in the event that you win a prize which is for you and one or more additional persons (“your partner”).

19. If you use a mobile phone for entry into the competition, the telephone calls / text messages/ data usage will be charged at the prevailing rates, which may vary from time to time. "Free" minutes under a cell-phone contract do not apply.

20. It is your responsibility to ensure that your entry is received by 1st for Women prior to the closure of the competition. Any entries which are not received by us prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. We and our affiliates are not responsible for any entries which are not received by us, whether timeously or at all, regardless of the cause thereof. Without limitation, we and our affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether physical, or on the Internet, telephone lines or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.

21. 1st for Women and our affiliates are not responsible for any injury or damage to your or any other person’s computer, mobile telephone or other device used by you to enter into, or obtain any materials related to, the competition.

22. It is your responsibility to ensure that any information which you provide to 1st for Women is accurate, complete and up to date. Should any of the data provided by yourself in connection with this competition prove to be invalid, inaccurate, and false or misleading, your entry shall be disregarded and you shall be prohibited from entering any further 1st for Women competitions for a set period to be determined by 1st for Women.

23. 1st for Women does not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –

23.1. your entry or participation in the competition will necessarily result in you winning a prize;

23.2.  a prize, or any aspect thereof, will meet your, or, if applicable, your partner’s, requirements, preferences, standards or expectations; or

23.3. a prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.

24. 1st for Women and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.

25. Prizes are not transferable and may not be deferred, changed or exchanged for cash or any other item.

26. 1st for Women may invite you to be present when the prize winners are determined or announced, to participate in any of our marketing activities, to appear in person in the electronic media and/or the print media, and/or to endorse, promote or advertise any of our goods or services, for which no fee, royalty or other compensation will be payable. You may decline such an invitation.

27. 1st for Women and our third party suppliers, as the case may be, reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us, our affiliates and third party suppliers.

28. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.

29. 1st for Women and our affiliates will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, or your partner (if applicable), of any prize, or by any action taken by us or any of our affiliates in accordance with the terms and conditions.

30. You, and in the event of your death, your family, dependants, heirs, assignees or any other beneficiaries of your estate, indemnify and hold us and our affiliates harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use by you of a prize.

31. You acknowledge that the acceptance and use of a prize is subject to the proviso that –

31.1. all of the terms and conditions will apply to both you and your partner (if applicable), and you will ensure that your partner agrees to be bound and complies, and will continue to comply, therewith;

31.2. you will take full responsibility for your partner;

31.3. you indemnify and hold us and our affiliates harmless against any claim by your partner or any third party in the event that your partner suffers any loss or damage pursuant to your partner’s acceptance and/or use of a prize;

31.4. any minor will be accompanied by a parent or legal guardian.

32. By entering this competition, contestants agree to receive marketing and/or promotional material from 1st for Women and/or any of their associated or affiliated companies. No contestant or winner of this competition is in any way obliged to enter into a contract of insurance with 1st for Women and/or a contract with any of their associated or affiliated companies.

33. For purposes hereof, "affiliate" means 1st for Womens’ partners, co promoters and sponsors of this competition, our subsidiaries, our and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and our and their directors, officers, employees, agents and representatives.

34. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa

35. 1st for Women and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on you, and no correspondence will be entered into.

The 1st for Women We Salute You Survey competition terms and conditions

1st for Women are conducting a survey to find out what women, who have left abusive relationships, did to finally break the cycle of abuse. By sharing your experience, you could help other women to unlock their inner confidence and say NO once and for all. By taking part in this survey you will be entered into a draw to win a R1 000 Sorbet voucher. All responses will remain confidential. All participants, by entering the competition, agree to be bound by the following terms and conditions:

1. Entry into the competition and/or acceptance of a prize (in the event of winning a prize) constitutes a binding acceptance of the terms and conditions on behalf of the winner.

2. No staff member of 1st for Women and/or any of its associated or affiliated companies and/or agencies, and staff members or their immediate family may enter the competition.

3. The prize available to the winner is a R 1 000 Sorbet voucher.

4. Participants are allowed to enter the competition using the following entry mechanism:

4.1 By participating in the ‘We Salute You’ survey and providing your contact information

5. No persons under 18 years of age may enter the competition and participate in the survey.

6. A person may enter only once.

7. Only people legally living in South Africa will be eligible to take part in this competition.

8. Anyone eligible can enter; this competition is not exclusive to 1st for Women clients.

9. Participants are not eligible to partake in or win a competition if they have won a competition promoted by 1st for Women within the past six months.  Winners may participate in a competition promoted by 1st for Women after the expiry of six months from the date on which they won the last competition.

10. By entering this competition, contestants agree to receive marketing and/or promotional material from 1st for Women and/or any of their associated or affiliated companies. No contestant or winner of this competition is in any way obliged to enter into a contract of insurance with 1st for Women and/or a contract with any of their associated or affiliated companies.

11. The winners will be randomly selected by 1st for Women. The conducting of the competition shall be overseen by an independent person appointed by 1st for Women.

12. It is the entrants’ responsibility to ensure that their entry is received by 1st for Women prior to the closure of the competition.  Any entries which are not received by 1st for Women prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. 

13. 1st for Women and its affiliates are not responsible for any entries which are not received, whether timeously or at all, regardless of the cause thereof.  Without limitation, 1st for Women and its affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether or on the Internet, or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.

14. 1st for Women and its affiliates are not responsible for any injury or damage to entrants or any other person’s computer, mobile telephone or other device used by entrants to enter into, or obtain any materials related to, the competition. 

15. It is the entrants’ responsibility to ensure that any information which they provide to 1st for Women is accurate, complete and up to date. 

16. Any costs or expenses which entrants may incur other than in respect of those items specifically included in a prize are for their own account 1st for Women will not be responsible for any costs or expenses which they incur during and for purposes of their entry into the competition and their acceptance and/or use of a prize.

17. 1st for Women does not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –

17.1 their entry or participation in the competition will necessarily result in entrants winning a prize; 

17.2 a prize, or any aspect thereof, will meet the winners requirements, preferences, standards or expectations; or

17.3 a prize, or any aspect thereof, will be satisfactory.

18. 1st for Women and its affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.  

19. Prizes are not transferable and may not be deferred, changed or exchanged for any other item.

20. Entrants may not win the prize if it is unlawful for 1st for Women to supply such a prize to them.  If an entrant is selected as the winner and it is deemed unlawful they will forfeit the prize.   

21. The competition starts on 21 June 2017 and ends on 29 June 2017. The winners will be announced within two weeks of the competition concluding. 

22. The winner will be notified by means of telephone or email. 

22.1 In the event the winner agrees to the disclosure of their name in the marketing of the competition, a prize handover will be arranged with the winner and this will take place in Johannesburg.

22.2 If 1st for Women or a third party is unable to contact winners either via email or telephone within 30 days (contact will be attempted weekly) or if the winners are unable to collect the prize within 30 days, the winners will forfeit the prize and 1st for Women reserves the right to re-draw a new winner under the same conditions. 

23. In the event that an entrant wins a prize, they agree to the publication of their name and to appear in person, in the electronic media and the print media, and they agree, within reason, to endorse, promote or advertise 1st for Women goods or services, for which no fee will be payable.  Should the prize winner not agree to partaking in the above, such decision should be expressed in writing.

24. 1st for Women may require the winners to provide additional information as they may reasonably require to process and facilitate their acceptance and/or use of a prize. 

25. In the event that entrants win the prize, 1st for Women will notify the entrants that they are winners and will contact them to arrange the delivery thereof. In this regard, the prize will be delivered via courier by 1st for Women. All correspondence regarding the prize must be directed to 1st for Women.

26. 1st for Women reserves the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which they deem necessary.  In the event of such variation, postponement, suspension or cancellation, entrants agree to waive any rights, interests and expectations that they may have in terms of this competition and acknowledge that they will have no recourse against 1st for Women, their affiliates and third-party suppliers.

27. Entrants agree that their participation in the competition, and their acceptance and/or use of a prize, or any aspect thereof, is at their own risk.

28. 1st for Women and their affiliates will not be responsible, and disclaim all liability for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by entrants due to participation in the competition or the acceptance and/or use by them, or their partners (if applicable), of any prize, or by any action taken by 1st for Women  or any of 1st for Women’s affiliates in accordance with the terms and conditions.

29. If the winner fails to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, –

29.1. they will be automatically disqualified and they will forfeit the prize/s (in the event that they have already won a prize);

29.2 they will reimburse 1st for Women for any loss or damage incurred by 1st for Women directly or indirectly as a result of their non‑compliance, including all of their legal costs (including attorney and own client costs) which 1st for Women may incur in taking any steps pursuant to the winner’s non-compliance; and

29.3 winners indemnify and hold 1st for Women and their affiliates harmless against any claim by any person, (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any death, injury, loss and/or damage which may be suffered howsoever arising in relation to their failure to comply therewith. 

30. For purposes hereof, "affiliate" means 1st for Women’s partners, co‑promoters and sponsors of this competition, 1st for Women subsidiaries, and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and 1st for Women and their directors, officers, employees, agents and representatives. 

31. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of the Republic of South Africa  

32. 1st for Women and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on the winners, and no correspondence will be entered into.

33. Any violation or attempt to violate any of the above rules will result in the immediate disqualification of the entrant.

34. 1st for Women is an authorised financial services provider (FSP license no: 15261).

1st for Women Win R20 000 Terms and Conditions

You do so much for so many and seldom put yourself first. That’s why we’re giving away R20 000 for you to spend on the things you love most.

All participants, by entering the competition, agree to be bound by the following terms and conditions:

1. Entry into the competition and/or acceptance of a prize (in the event of winning a prize) constitutes a binding acceptance of the terms and conditions on behalf of the winner.

2. No staff member of 1st for Women and/or any of its associated or affiliated companies and/or agencies, and staff members or their immediate family may enter the competition.

3. The prize available to the winner is R20 000.

4. Participants are allowed to enter the competition using the following entry mechanism:

4.1 Facebook- To enter, entrants must click on the link provided through the 1st for Women Facebook page. They will then be asked to answer the competition question and submit their details to gain entry into the competition.

4.2 The competition question is: Which insurer offers insurance tailor-made for women?

5. No persons under 18 years of age may enter the competition.

6. A person may enter as many times as they wish.

7. Only people legally living in South Africa will be eligible to take part in this competition.

8. Anyone eligible can enter; this competition is not exclusive to 1st for Women clients.

9. Participants are not eligible to partake in or win a competition if they have won a competition promoted by 1st for Women within the past six months.  Winners may participate in a competition promoted by 1st for Women after the expiry of six months from the date on which they won the last competition.

10. By entering this competition, contestants agree to receive marketing and/or promotional material from 1st for Women and/or any of their associated or affiliated companies. No contestant or winner of this competition is in any way obliged to enter into a contract of insurance with 1st for Women and/or a contract with any of their associated or affiliated companies.

11. The winners will be randomly selected by 1st for Women. The conducting of the competition shall be overseen by an independent person appointed by 1st for Women.

12. It is the entrants’ responsibility to ensure that their entry is received by 1st for Women prior to the closure of the competition.  Any entries which are not received by 1st for Women prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. 

13. 1st for Women and its affiliates are not responsible for any entries which are not received, whether timeously or at all, regardless of the cause thereof.  Without limitation, 1st for Women and its affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether or on the Internet, or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.

14. 1st for Women and its affiliates are not responsible for any injury or damage to entrants or any other person’s computer, mobile telephone or other device used by entrants to enter into, or obtain any materials related to, the competition. 

15. It is the entrants’ responsibility to ensure that any information which they provide to 1st for Women is accurate, complete and up to date. 

16. Any costs or expenses which entrants may incur other than in respect of those items specifically included in a prize are for their own account 1st for Women will not be responsible for any costs or expenses which they incur during and for purposes of their entry into the competition and their acceptance and/or use of a prize.

17. 1st for Women does not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –

17.1 their entry or participation in the competition will necessarily result in entrants winning a prize; 

17.2 a prize, or any aspect thereof, will meet the winners requirements, preferences, standards or expectations; or

17.3 a prize, or any aspect thereof, will be satisfactory.

18. 1st for Women and its affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.  

19. Prizes are not transferable and may not be deferred, changed or exchanged for any other item.

20. Entrants may not win the prize if it is unlawful for 1st for Women to supply such a prize to them.  If an entrant is selected as the winner and it is deemed unlawful they will forfeit the prize.   

21. The competition starts on 19 April 2017 and ends on 30 June 2017. The winners will be announced within two weeks of the competition concluding. 

22. The winner will be notified by means of telephone or email. 

22.1 In the event the winner agrees to the disclosure of their name in the marketing of the competition, a prize handover will be arranged with the winner and this will take place in Johannesburg.

22.2 If 1st for Women or a third party is unable to contact winners either via email or telephone within 30 days (contact will be attempted weekly) or if the winners are unable to collect the prize within 30 days, the winners will forfeit the prize and 1st for Women reserves the right to re-draw a new winner under the same conditions. 

23. In the event that an entrant wins a prize, they agree to the publication of their name and to appear in person, in the electronic media and the print media, and they agree, within reason, to endorse, promote or advertise 1st for Women goods or services, for which no fee will be payable.  Should the prize winner not agree to partaking in the above, such decision should be expressed in writing.

24. 1st for Women may require the winners to provide additional information as they may reasonably require to process and facilitate their acceptance and/or use of a prize. 

25. In the event that entrants win the prize, 1st for Women will notify the entrants that they are winners and will contact them to arrange the delivery thereof. In this regard, the prize will be delivered via EFT by 1st for Women. All correspondence regarding the prize must be directed to 1st for Women.

26. 1st for Women reserves the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which they deem necessary.  In the event of such variation, postponement, suspension or cancellation, entrants agree to waive any rights, interests and expectations that they may have in terms of this competition and acknowledge that they will have no recourse against 1st for Women, their affiliates and third-party suppliers.

27. Entrants agree that their participation in the competition, and their acceptance and/or use of a prize, or any aspect thereof, is at their own risk.

28. 1st for Women and their affiliates will not be responsible, and disclaim all liability for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by entrants due to participation in the competition or the acceptance and/or use by them, or their partners (if applicable), of any prize, or by any action taken by 1st for Women  or any of 1st for Women’s affiliates in accordance with the terms and conditions.

29. If the winner fails to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, –

29.1. they will be automatically disqualified and they will forfeit the prize/s (in the event that they have already won a prize);

29.2 they will reimburse 1st for Women for any loss or damage incurred by 1st for Women directly or indirectly as a result of their non‑compliance, including all of their legal costs (including attorney and own client costs) which 1st for Women may incur in taking any steps pursuant to the winner’s non-compliance; and

29.3 winners indemnify and hold 1st for Women and their affiliates harmless against any claim by any person, (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any death, injury, loss and/or damage which may be suffered howsoever arising in relation to their failure to comply therewith. 

30. For purposes hereof, "affiliate" means 1st for Women’s partners, co‑promoters and sponsors of this competition, 1st for Women subsidiaries, and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and 1st for Women and their directors, officers, employees, agents and representatives. 

31. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of the Republic of South Africa  

32. 1st for Women and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on the winners, and no correspondence will be entered into.

33. Any violation or attempt to violate any of the above rules will result in the immediate disqualification of the entrant.

34. 1st for Women is an authorised financial services provider (FSP license no: 15261).


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