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1st for Women Car Competition Terms and Conditions

1st for Women believes that you are amazing the way you are, and because we know you are going places, we would like to help you get there with a chance to win a brand new Renault Clio.

All participants, by entering the competition, agree to be bound by the following terms and conditions:

1. Entry into the competition and/or acceptance of a prize (in the event of winning a prize) constitutes a binding acceptance of the terms and conditions on behalf of the winner.

2. No staff member of 1st for Women and/or Renault and /or any of their associated or affiliated companies and/or agencies, and staff members or their immediate family may enter the competition.

3. The prize available to the winner will be a Renault Clio 4 Expression 66kw Turbo (Colour: Ice White)

4. The vehicle used in all advertising material is for visual purposes only and may vary from the actual car given away.

5. Participants are allowed to enter the competition using one of the following entry mechanisms:

5.1 Television- Entrants can SMS the word ‘First’ to the number provided on the television commercials. Entrants will receive a return SMS asking if they would like to receive an obligation free insurnace quote.

5.2 1st for Women Website- To enter, entrants must click on the link provided. They will then be directed to the competition landing page where they must submit their details to be entered into the competition. Once the person has entered, he/she has the opportunity to refer up to 10 friends to get additional entries. Entrants will receive an additional entry for every friend they refer, up to a maximum of 10. These referees will receive a mailer from 1st for Women notifying them that they have been referred and given the opportunity to also enter the competition and refer more friends.

5.3 Facebook- To enter, entrants must click on the link provided on the 1st for Women Facebook page. They will then be asked to submit their details to gain entry into the competition.

5.4 Instagram- To enter, entrants must click on the link provided on the 1st for Women Instagram Bio. They will then be redirected to the competition landing page on the website where they must submit their details to gain entry into the competition.

5.5 Twitter- To enter, entrants must click on the link provided. They will then be redirected to the competition landing page on the website where they must submit their details to gain entry into the competition.

6. No persons under 18 years of age may enter the competition.

7. A person may enter as many times as they wish.

8. Only people legally living in South Africa will be eligible to take part in this competition.

9. Anyone eligible can enter; this competition is not exclusive to 1st for Women clients.

10. Participants are not eligible to partake in or win a competition if they have won a competition promoted by 1st for Women within the past six months.  Winners may participate in a competition promoted by 1st for Women after the expiry of six months from the date on which they won the last competition.

11. By entering this competition, contestants agree to receive marketing and/or promotional material from 1st for Women and/or any of their associated or affiliated companies. No contestant or winner of this competition is in anyway obliged to enter into a contract of insurance with 1st for Women and/or a contract with any of their associated or affiliated companies.

12. The winners will be randomly selected by 1st for Women.

13. Should entrants use a mobile phone for entry into the competition, the telephone calls / text messages they make will be charged at the prevailing rates, which may vary from time to time.  "Free" minutes under a cell-phone contract do not apply. 

14. It is the entrants’ responsibility to ensure that their entry is received by 1st for Women prior to the closure of the competition.  Any entries which are not received by 1st for Women prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. 

15. 1st for Women and its affiliates are not responsible for any entries which are not received, whether timeously or at all, regardless of the cause thereof.  Without limitation, 1st for Women and its affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether physical, or on the Internet, telephone lines or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.

16. 1st for Women and its affiliates are not responsible for any injury or damage to entrants or any other person’s computer, mobile telephone or other device used by entrants to enter into, or obtain any materials related to, the competition. 

17. It is the entrants’ responsibility to ensure that any information which they provide to 1st for Women is accurate, complete and up to date. 

18. Any costs or expenses which entrants may incur other than in respect of those items specifically included in a prize are for their own account. 1st for Women will not be responsible for any costs or expenses which they, or their partner (if applicable), incur during and for purposes of their entry into the competition and their acceptance and/or use of a prize.

19. 1st for Women does not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –

20.1 their entry or participation in the competition will necessarily result in entrants winning a prize; 

20.2  a prize, or any aspect thereof, will meet the winners requirements, preferences, standards or expectations; or

20.3 a prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.

21. 1st for Women and its affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.  

22. Prizes are not transferable and may not be deferred, changed or exchanged for cash or any other item.

23. Entrants may not win a prize if it is unlawful for 1st for Women to supply such a prize to them.  If an entrant is selected as the winner and it is deemed unlawful they will unfortunately forfeit the prize.   

24. The winners must possess whatever documents and permissions that may be required in order to accept and use a prize, including, a valid South African driver’s licence, which documents and permissions is their responsibility to obtain at their own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the prize date as may be required by the relevant authorities.

25. The competition starts on 1 September 2016 and ends on 30 November 2016. The winner will be announced within two weeks of the competition closing. 

26. The winner will be notified by means of telephone or email. 

26.1 A prize handover will be arranged with the winner, this will take place in Johannesburg. It will be the winner’s responsibility to collect the prize.

26.2 If 1st for Women, or a third party supplier is unable to contact winners either via email or telephone within 30 days (contact will be attempted weekly) or if the winners are unable to collect the prize within 30 days, the winners will forfeit the prize and 1st for Women reserves the right to re-draw a new winner under the same conditions. 

27. In the event that an entrant wins a prize, they agree to the publication of their name and to appear in person, in the electronic media and the print media, and they agree, within reason, to endorse, promote or advertise 1st for Women goods or services, for which no fee will be payable.

28. 1st for Women  may require the winners to provide  them with additional information as they may reasonably require in order to process and facilitate their acceptance and/or use of a prize. 

29. In the event that entrants win a prize 1st for Women will notify the entrants that they are winners and will contact them to arrange the collection thereof. In this regard, winners must collect the prize at the time and date arranged with 1st for Women.  All correspondence regarding the prize must be directed to 1st for Women.

30. 1st for Women and their third party suppliers, as the case may be, reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which they deem necessary.  In the event of such variation, postponement, suspension or cancellation, entrants agree to waive any rights, interests and expectations that they may have in terms of this competition and acknowledge that they will have no recourse against 1st for Women, their affiliates and third party suppliers.

31. Entrants agree that their participation in the competition, and their acceptance and/or use of a prize, or any aspect thereof, is at their own risk.

3.2 1st for Women and their affiliates will not be responsible, and disclaim all liability for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by entrants due to participation in the competition or the acceptance and/or use by them, or their partners (if applicable), of any prize, or by any action taken by 1st for Women  or any of 1st for Women’s affiliates in accordance with the terms and conditions.

33. The winners, and in the event of their death, their family, dependants, heirs, assignees or any other beneficiaries of their estate, indemnify and hold 1st for Women and their affiliates  harmless against any claim by them, or their partners (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which they may suffer, howsoever arising, in relation to their entry into this competition and/or acceptance and/or use by them of a prize.   

34. The winners  acknowledge that the acceptance and use of a prize is subject to the provisions that -

34.1 all of the terms and conditions will apply to both them and their partner (if applicable), and they will ensure that their partner agrees to be bound and complies, and will  continue to comply, therewith;

34.2 they will take full responsibility for their partner;

34.3 they indemnify and hold 1st for Women  and their affiliates harmless against any claim by their partner or any third party in the event that their partner suffers any loss or damage pursuant to their partner’s acceptance and/or use of a prize;

35. If winners fail or, if their partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, –

35.1 they will be automatically disqualified and they will forfeit the prize/s (in the event that they have already won a prize);

35.2  they will reimburse 1st for Women for any loss or damage incurred by 1st for Women directly or indirectly as a result of their (or, if applicable, their partner's) non‑compliance, including all of their legal costs (including attorney and own client costs) which 1st for Women may incur in taking any steps pursuant to the winners  (or their partner’s) non-compliance; and

35.3 winners indemnify and hold 1st for Women and their affiliates harmless against any claim by any person, (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any death, injury, loss and/or damage which may be suffered howsoever arising in relation to their failure (or that of their partner, if applicable) to comply therewith. 

36. For purposes hereof, "affiliate" means 1st for Women’s partners, co‑promoters and sponsors of this competition, 1st for Women subsidiaries, and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and 1st for Women and their directors, officers, employees, agents and representatives. 

37. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of the Republic of South Africa  

38. 1st for Women and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on the winners, and no correspondence will be entered into.

39. Any violation or attempt to violate any of the above rules will result in the immediate disqualification of the entrant.

40. 1st for Women is an authorised financial services provider, FSP licence number: 15261


FFW Jacaranda FM Radio Competition Terms and Conditions

1st for Women and Jacaranda FM are looking to rewards special ladies for continuously putting everyone else’s needs ahead of theirs. Think of a strong and supportive woman in your life who you think deserves to be spoiled, nominate them and stand a chance to win R5 000 for you and your incredible nominee.

1. No staff member of 1st for Women and/or Jacaranda FM and/or any of their associated or affiliated companies and/or agencies, and staff members or their immediate family may enter the competition.

2. The competition starts on Monday, 7 November 2016 and ends on Friday, 11 November 2016.

3. Prizes are not transferable and are non-negotiable.

4. No persons under 18 years of age may enter the competition.

5. A person may enter as many times as they wish, but can only win once.

6. Only people legally living in South Africa will be eligible to take part in this competition.

7. Anyone eligible can enter; this competition is not exclusive to 1st for Women clients.

8. Entrants are only allowed to enter through the following communication medium:

a. Website: Entrants must visit the Jacaranda website to nominate a special woman in their lives who deserves to be put first by 1st for Women.

b. Jacaranda FM will pick two winners per day and speak to them on air. They will win 2 x R5000 cash prizes each – the person who nominates wins R5000 in cash and their nominee wins R5000 in cash. Therefore, R10 000 worth of prizes will be on offer per winner twice a day for five days. There will be a total of 20 winners for the five days.

9. Jacaranda FM is solely responsible for selecting the winners. 1st for Women is in no way responsible for selecting winners.

10. Delivery of prizes is solely the responsibility of Jacaranda FM; 1st for Women is in no way responsible for the delivery of prizes.

11. By choosing to receive additional information with regard to the competition, entrants agree to receive marketing or promotional material from 1st for Women and/or any of their associated or affiliated companies. No entrant or winner of this competition is in any way obliged to enter into a contract of insurance with 1st for Women and/or any of their associated or affiliated companies.

12. By choosing to receive a quote from 1st for Women, entrants acknowledge that they will be contacted by a 1st for Women Insurance representative.

13. Any person who, in the 90 days before the start of the competition, has won any competition offered by 1st for Women or Jacaranda FM is not allowed to enter this competition.

14. With the winner’s permission, which will not be unreasonably withheld, he/she will participate in any public relations exposure with 1st for Women.

15. The judge's decision is final and no correspondence in this regard will be entered into.

16.  Neither 1st for Women and/or Jacaranda FM nor their associated or affiliated companies will be responsible for:

a. Lost, late, delayed, misdirected, unintelligible or incomplete entries.

b.  Telephone, electronic, hardware or software, network, internet or computer malfunctions, failures, or difficulties.

c.  Errors in transmission, any condition caused by events beyond the control of 1st for Women Insurance and/or Jacaranda FM, which may cause the competition to be disrupted or corrupted.

d.  Entries not received in the event of entrants not successfully completing the entry process.

17. Entrants may not win a prize if it is unlawful for 1st for Women to supply such a prize to them.  If an entrant is selected as the winner and it is deemed unlawful they will unfortunately forfeit the prize.

18.  Any violation or attempt to violate any of the above rules will result in the immediate disqualification of the entrant.

19. 1st for Women reserves the right to vary, postpone, terminate or extend this competition at any time without providing any prior notice.

20. 1st for Women is an authorised financial services provider, FSP licence number: 15261.