HER FIRST, THEN HER EVERY THING
WITH HOME
INSURANCE
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24/7 Roadside Assistance Panic button for you and loved ones Get home safely with the Trip Monitor
Honoured as a Top Insurer in the Short-Term Insurance
Industry in the prestigious Ask Afrika Orange Index® Benchmark
Honoured as a Top Insurer in the Short-Term Insurance
Industry in the prestigious Ask Afrika Orange Index® Benchmark
This esteemed benchmark, renowned for its comprehensive assessment of customer satisfaction, emotional connection, and loyalty, surveyed 59 000 clients and we are honoured to be ranked as the Top Insurer in the Short-Term Insurance Industry! This achievement is a testament to our dedication to delivering outstanding service to our valued customers.
Home Insurance
Your home is more than just a building; it’s your sanctuary, your family’s haven, and where life happens. In South Africa, protecting that space is not only wise but also empowering. Whether it's storm damage, burglary, or unexpected accidents, Home Insurance helps you stay strong through life’s unpredictability.
At First for Women, we understand that what’s inside your home matters just as much as the structure itself. Select from Buildings, Home Contents or Portable Possessions Insurance options. So, whether you’re at home or on the go, you’re covered.
Avoid the emotional and financial strain of replacing stolen valuables or repairing a damaged home. With tailored Home Insurance quotes designed for women, you can protect your space, your memories, and your peace of mind.
WE ARE HONORED TO BE INCLUDED ON THE FORBES AND STATISTA WORLD'S BEST INSURANCE COMPANIES 2023 to 2025 AWARD LIST
Get the Best Home Insurance Products:
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We also offer the following insurance options for your Home
Safety. It’s a 1st for Women experience.
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Frequently Asked Home Insurance Questions
How do Home Insurance claims work?
What type of Home Insurance do I need?
Will Home Insurance cover a roof leak?
Where do you buy Home Insurance in South Africa?
Key Home Insurance Terms
Excess (also known as a deductible):
This is the portion of a claim that you must pay before your insurer covers the rest. The excess can vary by claim type, like theft, burst pipes, or accidental damage.
Rebuild cost (or total loss):
This is the estimated cost of completely rebuilding your home from the ground up, not the market value. If your house is destroyed by fire or flooding and declared a total loss, your insurer uses this amount to calculate your payout. It includes demolition, labour, and materials, but not the land value.
Handbag cover:
R25K handbag cover is provided to policyholders with Home Contents Insurance. This covers the loss or damage of your handbag and its contents.
Underinsurance:
This happens when the amount you’ve insured your home or contents for is less than their actual replacement value. The amount for which you insure your belongings must be their replacement value. The replacement value is the cost, at the time of a claim, to replace all your belongings with similar new ones. If you claim, we will calculate the replacement value for which you should have insured your home contents. If you insured them for less than that, we will only pay a part of your claim. For example: Claim for R10 000 Insured for R50 000 Replacement value of total contents R100 000 Underinsurance calculation: R10 000 x R50 000 Claim payment: R5 000
Specified items:
These are high-value possessions, like jewellery, artwork, or electronics, that you list separately on your policy to ensure they’re fully covered, especially outside the home. Policyholders will not be fully covered on home contents unless you specify that the item exceeds the value of R5,500 under Portable Possessions Insurance. To specify the item at the right value, you should have a valuation undertaken to support the insured amount. For example, a designer watch or engagement ring might not be fully protected under general contents cover unless it’s specified with its value and details, under Portable Possessions Insurance.