COMPETITION TERMS & CONDITIONS
1st for Women and Standard Beauty competition
1st for Women will be collaborating with Standard Beauty to run this competition where five (5) lucky winners will each receive a year’s supply of skincare products, valued at R20 000 per winner when they get an obligation-free car insurance quote on the 1st for Women website.
The prize includes:
Free quarterly online skin consultations.
Customized products delivered every three months over the 12-month period.
The promotor of the competition is 1st for Women (herein after referred to as (“1st for Women”) a licensed non-life Insurer and financial services provider (FSP:15261), whose registered office is at Auto & General Park, 1 Telesure Lane, Riverglen, Dainfern, 2191.
DURATION OF THE COMPETITION
1 The competition commences on 1 September and ends on 30 September, both days inclusive. After this date no further entries to the competition will be permitted.
WHO MAY ENTER THE COMPETITION
2 The competition is open to permanent residents and citizens of South Africa over the age of 18 years in possession of a valid South African Identity Document.
WHO MAY NOT ENTER THE COMPETITION
3 The competition is not open to-
3.1 directors, members, partners, agents, employees or consultants of 1st for Women and/ or any of their associated or affiliated companies and/ or agencies or any supplier of goods or services in connection with a competition; and
3.2 the spouse, life partner, business partner or associate, or the natural or adopted parent, child or sibling, of any person specified in the above.
3.3 1st for Women policyholders with an active car insurance policy.
4 You may not participate in or be eligible to win a competition if you have won a competition promoted by 1st for Women within the past three months. You will be eligible to participate in a competition promoted by 1st for Women after the expiry of three months after the date on which you won the last competition.
HOW TO ENTER
5 To enter the competition, participants are required to do the following-
5.1 Consumers can enter the competition by going to the 1st for Women website page and completing the form to get an obligation free car insurance quote to be entered into a random lucky draw.
5.2 By entering, you are automatically giving 1st for Women consent to publish your name on our social media platforms should you be drawn as one of the winners for the competition. You may withdraw such consent for your name not to be published.
Participants are not required to purchase or enter into a policy with 1st for Women to enter the competition.
HOW MANY TIMES CAN YOU ENTER?
6 A person may enter multiple times; there is no limit to the amount of entries per person.
PRIZES
7 The prize available is five (5) winners will each receive a year’s supply of skincare products, valued at R20 000 per winner
8 The prize includes: Free quarterly online skin consultations and Customized products delivered every three months over the 12-month period.
9 The prize will only be available for a period of 12 months from the date of receipt thereof.
REQUIREMENTS YOU MUST MEET TO USE THE PRIZE
10 Any costs or expenses which you may incur other than in respect of those items specifically included in a prize are for your own account. 1st for Women will not be responsible for any costs or expenses which you, or your partner (if applicable), incur during and for purposes of your entry into the competition and your acceptance and/or use of a prize.
11 You must possess whatever documents and permissions that may be required in order to accept and use a prize, which documents and permissions is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the prize date as may be required by the relevant authorities.
12 1st for Women may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance and/or use of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
DELIVERY/ COLLECTION/ ACCEPTANCE OF PRIZE
13 1st for Women will contact the winner to arrange the collection/ delivery of the prize.
14 In the event that you win a prize provided by a third party supplier, the supplier will contact you to arrange the collection thereof. In this regard, you must collect the prize at the time and date arranged with the supplier of the prize. All correspondence regarding the prize must be directed at the supplier of the prize. 1st for Women will not be responsible for any further correspondence, harm, damage, loss or claim relating to the provision of any element of the prize.
HOW WILL WINNERS BE NOTIFIED
15 The winner will be notified by means of the contact details provided to 1st for Women.
16 The winner will be notified by telephone or email within 30 days of the closing date of the competition.
17 The winner will be announced on 8 October on 1st for Womens’ social media pages, along with the winners’ initials, surname, and a picture of the winner, which the winner will be required to provide to 1st for Women. The winner may decline such an invitation.
WHAT HAPPENS IF THE WINNER CANNOT BE CONTACTED OR IS NOT ABLE TO TAKE UP THE PRIZE
18 If 1st for Women or a third party supplier is unable to contact a winner within 15 days or if the winner does not claim the prize within 15 days of notification, the winner will forfeit the prize and 1st for Women reserves the right to re-draw a new winner under the same conditions.
GROUNDS FOR DISQUALIFICATION
19 You may not win a prize if it is unlawful for 1st for Women to supply such a prize to you. If you do win such a prize, you will forfeit it.
20 If you fail or, if your partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which 1st for Women may have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize);
GENERAL
21 Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself and any person with whom you may share a prize (in the event that you win a prize which is for you and one or more additional persons (“your partner”).
22 If you use a mobile phone for entry into the competition, the telephone calls / text messages/ data usage will be charged at the prevailing rates, which may vary from time to time. "Free" minutes under a cell-phone contract do not apply.
23 It is your responsibility to ensure that your entry is received by 1st for Women prior to the closure of the competition. Any entries which are not received by us prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. We and our affiliates are not responsible for any entries which are not received by us, whether timeously or at all, regardless of the cause thereof. Without limitation, we and our affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether physical, or on the Internet, telephone lines or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.
24 1st for Women and our affiliates are not responsible for any injury or damage to your or any other person’s computer, mobile telephone or other device used by you to enter into, or obtain any materials related to, the competition.
25 It is your responsibility to ensure that any information which you provide to 1st for Women is accurate, complete and up to date. Should any of the data provided by yourself in connection with this competition prove to be invalid, inaccurate, and false or misleading, your entry shall be disregarded and you shall be prohibited from entering any further 1st for Women competitions for a set period to be determined by 1st for Women.
26 1st for Women does not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –
26.1 your entry or participation in the competition will necessarily result in you winning a prize;
26.2 a prize, or any aspect thereof, will meet your, or, if applicable, your partner’s, requirements, preferences, standards or expectations; or
26.3 a prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.
27 1st for Women and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
28 Prizes are not transferable and may not be deferred, changed or exchanged for cash or any other item.
29 1st for Women may invite you to be present when the prize winners are determined or announced, to participate in any of our marketing activities, to appear in person in the electronic media and/or the print media, and/or to endorse, promote or advertise any of our goods or services, for which no fee, royalty or other compensation will be payable. You may decline such an invitation.
30 1st for Women and our third party suppliers, as the case may be, reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us, our affiliates and third party suppliers.
31 You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
32 1st for Women and our affiliates will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, or your partner (if applicable), of any prize, or by any action taken by us or any of our affiliates in accordance with the terms and conditions.
33 You, and in the event of your death, your family, dependents, heirs, assignees or any other beneficiaries of your estate, indemnify and hold us and our affiliates harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use by you of a prize.
34 You acknowledge that the acceptance and use of a prize is subject to the proviso that –
34.1 all of the terms and conditions will apply to both you and your partner (if applicable), and you will ensure that your partner agrees to be bound and complies, and will continue to comply, therewith;
34.2 you will take full responsibility for your partner;
34.3 you indemnify and hold us and our affiliates harmless against any claim by your partner or any third party in the event that your partner suffers any loss or damage pursuant to your partner’s acceptance and/or use of a prize;
34.4 any minor will be accompanied by a parent or legal guardian.
35 By entering this competition, contestants consent to-
· receive marketing and/or promotional material from 1st for Women and/or any of their associated or affiliated companies. No contestant or winner of this competition is in any way obliged to enter into a contract of insurance with 1st for Women and/or a contract with any of their associated or affiliated companies.
· to the processing of your personal information by 1st for Women and/or any of their associated or affiliated companies, and/or the promoter and/or its service providers, insofar that it is necessary to give effect to the competition, for example to view the entries, select and announce the winners publicly and deliver the prizes.
For more details on how we may deal with your personal information please see our Privacy Policy on our website - (1st for Women respects your information) For any questions or clarifications regarding the processing of your personal information, you may contact us by emailing informationofficer@tihsa.co.za
36 For purposes hereof, "affiliate" means 1st for Womens’ partners, co promoters and sponsors of this competition, our subsidiaries, our and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and our and their directors, officers, employees, agents and representatives.
37 These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa
38 1st for Women and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on you, and no correspondence will be entered into.