The garments you wear are more than just clothes. They’re a way for you to express your unique style. They give you the confidence you need for that important meeting, support your work-out goals, and help you get the rest and relaxation you deserve every once in a while. That’s why you need Clothing Insurance specifically designed for women from 1st for Women.

When we talk about clothing, we mean any garments you and the members of your household can wear. This includes the items you wear on a regular basis as well as those outfits and pieces you save for only the most special occasions. 

Clothing Insurance with Home Contents Cover

When you have Home Contents Insurance with us, we automatically include Clothing Insurance in your policy. Whether it’s a flood, fire, or theft, if something happens to your stylish wardrobe and it’s lost or damaged, we will reimburse you for the value of your clothing up to a certain limit. This applies even to the items you’re wearing when you’re out and about, because let’s be honest – who buys clothes just so they can sit unworn in a cupboard? 

We cover your clothes for loss, accidental damage, and theft

Loss: When you’re having so much fun catching up with an old friend, it’s easy to forget the scarf and gloves you placed on the table at the restaurant. If you lose an item of clothing, our Clothing Insurance will cover it.

Accidental damage: If a disaster, such as a fire, were to occur in your home, we know you’d be dealing with so many emotions. The last thing you should have to worry about is how you’re going to afford to replace your wardrobe. That’s why our Clothing Insurance includes cover for accidental damage, so we can take care of the financial burden of losing your Home Contents.

Theft: Suffering a theft in your home is deeply traumatic. You deserve an insurer who will help ease the emotional and financial stress during this time. That’s why we cover your clothing if it’s stolen from your home.

Specified Clothing Insurance

If you have a couture collection, the value of it may exceed the limit covered under your Home Contents Insurance policy. That doesn’t mean you need to go without cover though. You can simply specify those more valuable items on a Portable Possessions Insurance policy, even if those garments rarely leave the house. 

When you specify more valuable items, we have an accurate valuation of them so that should something happen to them, we can replace them or reimburse you for their correct value without hassle.

Clothing Insurance quotes

If you’re looking for Comprehensive Clothing Insurance, all you need to do is take out a 1st for Women Home Contents Insurance policy and your elegant attire will be automatically covered. If you need to insure designer pieces and other valuable apparel, you can get a Clothing Insurance quote specifically designed for women by taking out Portable Possessions Insurance and specifying the valuable pieces on your policy.


Terms and conditions apply. Long-term insurance products are underwritten by 1Life Insurance Limited, an authorised financial services provider (FSP24769).

Portable Possessions Benefits

  • Cover the valuables that you use daily against loss, accidental damage or theft
  • Option to specify items of a higher value

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