MADE FOR FEARLESS
AUTO TOP-UP PLUS
MADE FOR FEARLESS
Shortfall cover when your car is stolen or written off No excess on approved claims Instalment protector to pay up to 2-months instalments
Shortfall cover when your car is stolen or written off No excess on approved claims Instalment protector to pay up to 2-months instalments
Auto Top-Up Plus that goes the extra mile
Imagine this, you’ve just bought your dream car through car financing. You’ve budgeted carefully, signed the finance papers, and you’re finally driving off the dealership floor with a smile on your face.
Fast forward to a few months - life throws you a curveball and your car is stolen or written off in an accident. Your car insurer approves the claim, but the payout doesn’t cover the credit shortfall you still owe the bank. Now you’re left paying for a car you no longer have.That’s where 1st For Women Auto Top-Up Plus steps in - your financial safety net when the unexpected happens helping you stay out of unexpected financial burdens.
What is covered:
Auto Top-Up Plus includes two layers of protection
1. Primary Cover: Credit Shortfall Cover (as detailed below)
2. Included Benefit: Personal Accident Cover (as detailed below)
- Primary Cover: Credit Shortfall Cover (as detailed below)
- Included Benefit: Personal Accident Cover (as detailed below)
1. Credit Shortfall Cover
We cover what your short-term insurance doesn’t
When your financed car is written off or stolen and your insurance payout isn’t enough to settle your debt, we cover the shortfall – so you don’t pay out of pocket.
Pays the difference between your car’s insured value and your original finance agreement
Covers theft and total write-offs
Prevents unexpected debt when your claim is approved
2. Personal Accident Cover
Extra protection for you and your family
Auto Top-Up Plus goes beyond your car, offering financial and emotional support when you’ve been seriously injured in an accident.
Tax-free payout for accidental death
Cover for permanent disability
Daily compensation during hospital stays
Trauma counselling
Emergency medical evacuation
Auto Top-Up Plus includes two layers of protection
1. Primary Cover: Credit Shortfall Cover (as detailed below)
2. Included Benefit: Personal Accident Cover (as detailed below)
- Primary Cover: Credit Shortfall Cover (as detailed below)
- Included Benefit: Personal Accident Cover (as detailed below)
1. Credit Shortfall Cover
We cover what your short-term insurance doesn’t
When your financed car is written off or stolen and your insurance payout isn’t enough to settle your debt, we cover the shortfall – so you don’t pay out of pocket.
Pays the difference between your car’s insured value and your original finance agreement
Covers theft and total write-offs
Prevents unexpected debt when your claim is approved
2. Personal Accident Cover
Extra protection for you and your family
Auto Top-Up Plus goes beyond your car, offering financial and emotional support when you’ve been seriously injured in an accident.
Tax-free payout for accidental death
Cover for permanent disability
Daily compensation during hospital stays
Trauma counselling
Emergency medical evacuation
Optional Benefits
We offer these optional benefits to give you even more protection — available at an additional cost.
Optional excess protector
When your car is written off and your claim is approved, the Excess Protector reimburses you up to your selected amount to help cover the excess you've paid. Whether you're replacing or recovering, it helps you bounce back faster and with confidence.
Optional instalment protector
If your car is written off or stolen and your claim is approved, the Instalment Protector helps cover up to 2 months of your repayments — easing financial pressure while you get back on the road.
Optional excess protector
When your car is written off and your claim is approved, the Excess Protector reimburses you up to your selected amount to help cover the excess you've paid. Whether you're replacing or recovering, it helps you bounce back faster and with confidence.
Optional instalment protector
If your car is written off or stolen and your claim is approved, the Instalment Protector helps cover up to 2 months of your repayments — easing financial pressure while you get back on the road.
Please download the brochure for more detailed information.
Extra ways to safeguard what matters
Tyre & Rim Cover
Scratch & Dent Cover
Vehicle Warranty Cover
Frequently asked questions
How do I qualify for 1st for Women Auto-Top Up Plus cover?
How does the Auto Top-Up Plus work?
What are the limitations with 1st for Women Auto-Top Up Plus?
Get a quick quote for
Auto-Top Up Plus!
1st for Women is a licensed non-life insurer and financial services provider. Premiums are risk profile dependent and subject to annual review. Optional benefits are available at an additional cost. T's & C's Online
