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DIRECTORS AND
OFFICERS
INSURANCE
Financial protection that helps cover legal expensesGives you confidence to lead fearlessly Protects your personal finances
Financial protection that helps cover legal expenses Gives you confidence to lead fearlessly Protects your personal finances
Protection for fearless business leaders
As a company director or senior executive, every decision you make carries both responsibility and risk. In terms of the Companies Act, breaches of fiduciary duty can result in personal liability. This means your personal assets, including your pension, could be at risk if something goes wrong.
1st for Women Directors and Officers Insurance is designed to protect you against the legal and financial risks that come with leadership. With the right cover in place, you can run your business with confidence, knowing you are supported when it matters most.
Why Directors and Officers Insurance Matters
Taking on a directorship comes with a legal duty to act in the best interests of the company, and to conduct yourself with care, skill and integrity. This is not just a professional expectation, it is a legal requirement. If a decision you make leads to financial loss for the business, shareholders or employees, you could be held personally liable for the damages.
Defending yourself against such claims can be expensive and time-consuming. Directors and Officers Insurance offers essential protection, helping to secure your personal financial future. It gives you the peace of mind to lead confidently, knowing that you have the right support in place if a legal challenge arises.
What does Directors & Officers Insurance cover?
Protecting your leadership with tailored cover. We help you focus on what matters, making decisions with confidence.
Directors & Officers insurance that truly understands your responsibilities.
Damages that may be awarded
Covers the damage that may be awarded to claimants if you’re found liable.
Defence Costs
We cover the costs of defending covered claims against you, whether it’s an identity theft claim, a criminal case, or other legal proceedings linked to your business role.
Investigation Costs
If an insured event requires investigation, we’ll cover those costs, too.
Defence and Investigation costs covered include
Make the most of your Directors & Officers Insurance with comprehensive support for legal challenges.
From defence expenses to investigation costs, our cover helps you navigate claims with confidence and protect your leadership.
Identity Theft Claim Defence
If someone pretends to be a director of your company and signs a third party into an agreement, we’ll help defend you if they try to hold your company responsible.
Public relations Costs
Cover for expenses incurred with our consent to mitigate or reduce the negative effect on a director’s reputation following a claim.
Shareholder Derivative Costs
Expenses incurred by a shareholder against a director for a wrongful act, by way of a shareholder derivative action, on behalf of the company.
Pollution & Contamination Defence Costs
Coverage if you’re facing legal action over pollution or contamination.
Criminal Defence Costs
Protection for legal costs in the event of criminal accusations.
Extradition proceedings Defence Costs
Support if extradition proceedings are brought against you.
What is not covered?
While Directors & Officers Insurance offers extensive protection, certain exclusions apply.
Fraud
Claims arising from deliberate, fraudulent, or criminal acts.
Money
Claims linked to the company’s insolvency.
Territory
Activities outside the specified territorial limits in the policy.
Jurisdiction
Claims not made under South African jurisdiction.
Advice
Claims associated with providing professional advice.
Tailored cover to keeping you protected. We help you focus on what matters, running your business with confidence.
Liability Insurance that truly understands your needs.
Other essential Business Insurance solutions for women
Professional Indemnity Insurance
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Events Liability Insurance
Protects event organisers from financial losses due to unforeseen incidents, including third-party injury, property damage, and liabilities.
Public Liability Insurance
Covers businesses for financial losses from third-party injury or property damage, providing security for unexpected incidents.
Business Insurance
Protects your business at every stage, from your office to your equipment, we offer insurance policies to meet your business needs.
Frequently asked questions
Are you covered for criminal acts?
When does the policy respond?
Are Subsidiaries covered?
Get a quick quote for Directors
and Officers Cover!
1st for Women is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.
