CHOOSE 1ST FOR WOMEN
PET INSURANCE
Vet@First giving you access to 24/7 expert vet advice Pet Taxi ensuring your pet arrives in style to their appointment We pay 100% of valid claims
Vet@First giving you access to 24/7 expert vet advice Pet Taxi ensuring your pet arrives in style to their appointment We pay 100% of valid claims
You insure the things you love, why not insure your beloved pet?
Your pets are more than just animals, they're family. They bring joy, companionship and unconditional love into your life.
But what happens when unexpected accidents occur while playing a fun game of catch or enjoying an outdoor adventure? Veterinary bills can be expensive; however First for Women Pet Insurance will help cover the cost of unexpected vet bills, giving your pet the best care and unconditional love they deserve, from R160pm*.
What is Pet Insurance?
Pet insurance offers cover to pet owners to manage the financial costs of veterinary care. A pet insurance policy will cover medical treatment and emergency care expenses. Depending on your chosen plan, your policy may also cover routine check-ups, preventative care and vaccinations. Our insurance ensures your pet receives medical care in a timely manner. It reduces the financial burden of unexpected veterinary bills, allowing you to prioritise your beloved pet’s well-being and health.
Choose the right plan for your furry friend:
Fur Baby Basic Plan
Overall Annual Limit
R12 000
An affordable plan covering accidents, hospitalization, and surgery, perfect for senior pets.
Premiums
Cat: from R120pm
Dog: from R120pm
Day-to-day cover (Minor Care)
Routine Care (Wellness)
Surgery & Hospitalisation
R12 000 per year
Post Surgical Care
Dignified Ending
3rd Party Liability
Multi-pet dicount
Hospital
Plan
Overall Annual Limit
R35 000
Our Hospital Plan helps cover major vet bills if your pet is hospitalised due to accident or illness.
Premiums
Cat: from R170pm
Dog: from R170pm
Day-to-day cover (Minor Care)
Routine Care (Wellness)
R350 per year
*R35 additional premium pm
Surgery & Hospitalisation
R20 000 per year
R35 000 per year
Post Surgical Care
R1 500 per year
Dignified Ending
R1 500
3rd Party Liability
Multi-pet dicount
10% for pet 2
15% for pet 3
PetCare
Essential Plan
Overall Annual Limit
R15 000
This budget-friendly comprehensive plan covers essential care, with an option to add Routine Care.
Premiums
Cat: from R160pm
Dog: from R180pm
Day-to-day cover (Minor Care)
R500
per event
R1 000 Annual Limit
Routine Care (Wellness)
R350 per year
*R35 additional premium pm
Surgery & Hospitalisation
R12 000 per year
Post Surgical Care
Dignified Ending
R1 500
3rd Party Liability
Multi-pet dicount
10% for pet 2
15% for pet 3
Top to Tail
Classic Plan
Overall Annual Limit
R45 000
Comprehensive cover that includes hospital, surgery, routine care, check-ups, and Dignified Furwell support.
Premiums
Cat: from R280pm
Dog: from R300pm
Day-to-day cover (Minor Care)
R1 700
per event
R3 400 Annual Limit
Routine Care (Wellness)
R500 per year
Surgery & Hospitalisation
R35 000 per year
Post Surgical Care
R2 000 per year
Dignified Ending
R1 500
3rd Party Liability
R50 000
Multi-pet dicount
10% for pet 2
15% for pet 3
Premium Paws
Plan
Overall Annual Limit
R65 000
For pawrents who want the most comprehensive cover, this plan offers higher limits than Top to Tail Classic.
Premiums
Cat: from R400pm
Dog: from R420pm
Day-to-day cover (Minor Care)
R2 000
per event
R4 000 Annual Limit
Routine Care (Wellness)
R750 per year
Surgery & Hospitalisation
R55 000 per year
Post Surgical Care
R2 000 per year
Dignified Ending
R2 500
3rd Party Liability
150 000
Multi-pet dicount
10% for pet 2
15% for pet 3
Fur Baby Basic
Overall Annual Limit R12 000
Hospital Plan
Overall Annual Limit R35 000
PetCare Essential Plan
Overall Annual Limit R15 000
Top to Tail Classic Plan
Overall Annual Limit R45 000
Premium Paws
Overall Annual Limit R65 000
Premiums are risk profile dependent and subject to annual review.
Pet Insurance Benefits
Pawsome Perks. We’ve expanded our Guardian Angel Assist to include services designed specifically for pets. Take a look…
Vet@First (24/7 emergency and healthcare line)
- We know how frightening a pet medical emergency can be. That’s why Vet@First's panel of experts are on stand-by to guide you through a crisis – and refer you to vets and animal hospitals/clinics in your area. Get expert advice on general medical questions, healthcare and nutrition.
Pet Taxi (Need we say more?)
Pet got a vet appointment? Grooming date at the parlour? Reservations at a pet hotel? With a pet insurance policy from 1st for Women, we’ll give them a safe ride there and home. See below for more info on the number of trips and distance covered, plus other important details.
But pause…there’s more!
- You’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.
- There’s no waiting period for accident claims (including accidental death for Dignified Furwell).
Some of what's not covered:
- Pre-existing conditions are excluded on all plans.
- For the first 12 months of cover on the Top to Tail Classic and Premium Paws plans: hip & elbow dysplasia, displacement of the patella (kneecap), entropion, ectropion, cherry eye, cruciate ligament rupture, brachycephalic conditions in flat-faced breeds, intervertebral disc disease (IVDD) in long-bodied breeds.
- Total exclusion of congenital/hereditary conditions on the Fur Baby Basic plan.
Excesses and limitations:
-
As mentioned, you'll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.
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You'll only pay a 10% excess on Minor Care and Diagnostic claims.
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Excess on Surgery & Hospitalisation: First 6 months of cover - 25% (minimum R500), whichever is greater. Month 7 of cover onwards - 10% (minimum R500), whichever is greater.
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Kindly note that the above excesses are applied per claim.
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The annual limit for Vet@First and Pet Taxi collectively is 4 incidents per annum up to the limit of R3 000.
Waiting periods:
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Cover for accidents is immediate (including accidental death under Dignified Furwell).
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Illness, Wellness, Minor Care, Diagnostics and 3rd Party claims have a 30-day waiting period.
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There is a 6-month waiting period for death due to natural causes (old age) under Dignified Furwell.
-
Congenital/hereditary conditions carry a 12-month waiting period (on Top to Tail Classic and Premium Paws Plans).
Pet Taxi limitations:
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Areas covered: 50km radius of city centres in Johannesburg, Pretoria, Cape Town and Durban.
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Who qualifies? One domestic pet at a time, not exceeding 25kg in weight, who transported in a suitable container. The pet will have to be escorted by its owner.
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Passengers: The pet, you (or someone you send on your behalf) plus up to two additional passengers.
-
Distance covered: A single round trip from pick up point (point A) to a single drop off point (point B) not exceeding 50km.
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Additional charges: If you exceed the number of covered trips or the 50km distance limit, you’re welcome to continue using the service, at your own cost.