CHOOSE
CAR INSURANCE
MADE FOR WOMEN
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Car Insurance
Car insurance in South Africa is not just essential; it's empowering. For women who frequently drive, being prepared for the unexpected is a sign of strength. From navigating potholes to handling unpredictable drivers, protecting yourself and your loved ones is crucial.
1st for Women knows your car is more than a vehicle; it's part of your daily life. With our insurance and Guardian Angel On Call benefits, you protect your asset and enhance your safety, giving your loved ones peace of mind.
Avoid the financial burden of car repairs or replacement without insurance. Focus on what matters by securing the right car insurance policy for your unique needs. Take charge and be prepared with our tailored car insurance options.
WE ARE HONORED TO BE INCLUDED ON THE FORBES AND STATISTA WORLD'S BEST INSURANCE COMPANIES 2023 to 2025 AWARD LIST
Get the Best Car Insurance Products:
Swipe left or right to explore our car insurance options.
Own accident damage
Third party damage
Theft and hijacking
Glass (window glass)
Hail/flood
Fire and explosion
Own accident damage
Third party damage
Theft and hijacking
Glass (window glass)
Hail/flood
Fire and explosion
Own accident damage
Third party damage
Theft and hijacking
Glass (window glass)
Hail/flood
Fire and explosion
We also offer the following insurance options for your car
Safety. It’s a 1st for Women experience.
Our insurance customers share how we put their safety 1st.
Frequently Asked Car Insurance Questions
Which type of car insurance is cheapest?
Are car insurance rates for women higher?
How much is car insurance for women?
What is the best car insurance for women?
Is 1st for Women Insurance only for women?
Key Car Insurance Terms
Excess (also known as a deductible):
This is the fixed amount you’re responsible for paying out of pocket when making a claim. For example, if your car is involved in an accident and you take it to a repair shop, you'll need to pay this amount upfront, regardless of who caused the accident. The excess amount varies depending on the details of your insurance plan.
Write-off:
When a vehicle is declared a write-off, it means that the cost of repairing it is more than what the car is currently worth. In such situations, the insurer may decide that it's not economically viable to fix the vehicle and will instead compensate you for its market value before the accident, minus the applicable excess and any salvage value.
Third-party claim:
This is when another individual—someone who is not the policyholder—files a claim against your insurance for damages or injuries they suffered due to your actions. These claims commonly arise from incidents like car crashes, where you’re found to be responsible.
Premium:
The premium is the fee you pay—usually monthly or annually—to keep your car insurance active. This cost is influenced by factors like your driving history, type of vehicle, level of coverage, and assessed risk.
Liability:
Liability refers to your legal responsibility for harm or damage you may cause to others. Car insurance policies that include liability coverage help protect you financially if you're held accountable for injuries or property damage in an accident.
Insured value:
This is the highest amount your insurer will pay out if your vehicle is damaged or stolen, minus your excess. It’s usually based on the current market value of your vehicle or a pre-agreed value set between you and the insurer at the time of taking out the policy.