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Having a Legal Insurance policy in place entitles you to receive advice on any private, legal or labour matter.

This product includes:

  • Assistance with written representations and settlement negotiations in criminal and labour matters.
  • Mediation in civil matters where you want to institute a claim or defend an action against you.
  • Mediation in family matters, for example maintenance and divorce settlements.
  • Matters related to identity theft.
  • Drafting of legal agreements.

Mediation benefit

The 1st for Women Legal Insurance product provides cover when you are involved in any court proceedings of a criminal, civil (including opposed and unopposed divorces on certain plans), or labour nature, where physical representation is required. Letters will be written, telephone calls made, faxes and e-mails sent, and consultations held on your behalf. You will be assisted up to the point where litigation is inevitable. Cover is unlimited and exists from the commencement date of your policy.

Litigation benefit

This Legal Insurance product provides cover when you are involved in any court proceedings of a criminal, civil or labour nature where physical representation is required. Cover is limited to R120 000 per family per annum and commences from as early as one month after the commencement or reinstatement date of your policy (subject to policy terms and conditions).

Tax benefit

You have the services of registered Tax Practitioners that aim to bridge the gap and act as mediators between you and SARS where complicated tax related issues arise.

The main policyholder will be entitled to advice on his/her personal tax affairs and will also be assisted with the completion and submission of his/her annual tax return (current tax year only). Terms and conditions apply.

Click here to download the brochure

Personal Insurance Benefits

  • Cash Back Plus
  • Retrenchment Premium Waiver
  • Death Premium Waiver