Dread Disease Cover


We know how important it is to you to make sure your family is taken care of no matter what. That’s why we offer Dread Disease Cover specifically designed for women, so you have an insurer who will help take care of your financial burdens while you take care of yourself.

If you’re diagnosed with a dread disease or critical illness, our 1st for Women Dread Disease Cover will pay out a lump sum to you, so you can focus on your recovery without worrying about how you’re going to pay for your basic living expenses.

Our Dread Disease Insurance is a standalone product, so if you have additional Life Insurance with us, claiming from your Dread Disease Cover won’t affect your other policies in any way.

We understand that the risk of becoming severely ill increases with age. That’s why this product covers you for the whole of your life, so even as you mature, you still have 1st for Women Dread Disease Cover to help care for your loved ones when you’re not in a position to do so.

We also know that life can move quickly and circumstances can change in the blink of an eye. That’s why we give you the option to increase your cover amount any time you need to when your lifestyle and financial responsibilities change. 

And if you’re diagnosed with a severe illness, such as cancer or Alzheimer’s, or need to undergo major surgery, like an organ transplant, we’ll pay out a portion of your cover to help you get through this trying time.

Dread Disease Cover benefits

Our Dread Disease Insurance comes with a range of benefits specifically designed for women. These include:

  • Up to R10 million in life cover, depending on your personal circumstances.

  • No premium increases within the first 24 months.

  • Add up to 10 beneficiaries to your policy.

  • No medical check-ups – only an HIV test.

  • No waiting periods for accidental and natural death.

  • No tax payable on payouts.

And because there’s no sense in placing extra strain on your shoulders if you become permanently disabled, if the full disablement benefit is paid out, we’ll cover the premiums on your Dread Disease Cover policy for up to five years.

We also don’t restrict you on what you can use your payouts for. It’s completely up to you how you spend your money, whether you want to use it to cover your medical bills, adapt your home to your changing circumstances, or make sure your kids’ education is completely covered. 

Dread Disease Cover quotes

A dread disease or severe illness can affect anyone, and when it does, it can change the lives of so many. Make sure you’re prepared if it happens to you with our 1st for Women Dread Disease Insurance. Get a Dread Disease Cover Quote online today so we can help to take care of you and your loved ones during your time of need.


Terms and conditions apply. Long-term insurance products are underwritten by 1Life Insurance Limited, an authorised financial services provider (FSP24769). 


Life Insurance Benefits

  • Get up to R10 000 000 life cover
  • Add up to 10 beneficiaries
  • Cover won’t expire 

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