What are the loan repayment terms?

Repayment terms for a 1st for Women Personal Loan are from 12 months to 5 years (60 months) and based on the Loan Options table below.

Loan Amount + Initiation fee
R5 000 + R649.65 
12 Months
R638
Total Repayable
R7 656
24 Months
R403
Total Repayable
R9 667
36 Months
R326
Total Repayable
R11 747
48 Months
R289
Total Repayable
R13 893
60 Months
R268
Total Repayable
R16 101
Loan Amount + Initiation fee
R20 000 + R1 207.50 
12 Months
R2 205
Total Repayable
R26 458
24 Months
R1 322
Total Repayable
R31 729
36 Months
R1 035
Total Repayable
R37 255
48 Months
R896
Total Repayable
R43 029
60 Months
R817
Total Repayable
R49 038
Loan Amount + Initiation fee
R40 000 + R1 207.50
12 Months
R4 219
Total Repayable
R50 629
24 Months
R2 504
Total Repayable
R60 089
36 Months
R1 946
Total Repayable
R70 047
48 Months
R1 677
Total Repayable
R80 485
60 Months
R1 523
Total Repayable
R91 380
Loan Amount + Initiation fee
R60 000 + R1 207.50
12 Months
R6 233
Total Repayable
R74 800
24 Months
R3 685
Total Repayable
R88 449
36 Months
R2 857
Total Repayable
R102 839
48 Months
R2 457
Total Repayable
R117 941
60 Months
R2 229
Total Repayable
R133 722
Loan Amount + Initiation fee
R80 000 + R1 207.50
12 Months
R8 248
Total Repayable
R98 970
24 Months
R4 867
Total Repayable
R116 810
36 Months
R3 768
Total Repayable
R135 630
48 Months
R3 237
Total Repayable
R155 397
60 Months
R2 934
Total Repayable
R176 064
Loan Amount + Initiation fee
R100 000 + R1 207.50
12 Months
R10 262
Total Repayable
R123 141
24 Months
R6 049
Total Repayable
R145 170
36 Months
R4 678
Total Repayable
R168 422
48 Months
R4 018
Total Repayable
R192 853
60 Months
R3 640
Total Repayable
R218 406

Will my loan repayments be affected by interest rate fluctuations?

No. The interest rate on your loan will be fixed at our current interest rate for your full loan term, so your repayments will never increase, even if the interest rate goes up.

 

Can I choose how I make my repayments?

For your convenience, your repayments will be deducted by debit order from the bank account into which your salary is paid every month.

 

How can I protect my family?

Every Telesure Brand Loan includes our Personal Protection Plan, which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and should you be retrenched, a once-off payment equal to six instalments will be paid out to you. Of course, you're free to substitute the plan with a policy of your choice, providing the cover offered is equivalent.

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