CHOOSE 1ST FOR WOMEN
CHOOSE 1ST FOR WOMEN
PROFESSIONAL INDEMNITY
INSURANCE
PROFESSIONAL
INDEMNITY
INSURANCE
Get cover starting from R100 000.00 Financial and reputational protection you can count on Expert claims handling
Get cover starting from R100 000.00 Financial and reputational protection you can count on Expert claims handling
Protection for fearless business professionals
Professional indemnity insurance provides essential protection for those offering expert advice or professional services. Whether you’re an accountant, legal advisor, consultant, or work in construction, even the most experienced professionals can face
unexpected challenges.
What is Professional Indemnity Insurance?
If a client alleges that an error or oversight in your advice or service caused them financial loss, the consequences can be costly, time consuming, and potentially harmful to your reputation. Professional indemnity insurance helps safeguard your business by covering legal fees and awarded damages.
With 1st for Women, you can operate with confidence, knowing you’re supported if something goes wrong. Stay focused on delivering the exceptional service your clients rely on, while we help protect what you’ve built.
Who needs Professional Indemnity Insurance?
This cover is designed for individuals or businesses who provide professional advice, often holding specific qualifications in their field.
Professionals who typically need this cover include:
Accountants and bookkeepers
Cover for claims related to errors in financial reporting, or tax advice, which could result in financial loss or penalties for clients.
Legal Professionals
Cover for oversights, or misinterpretations that could negatively impact a client’s case, contract, or outcome.
Real estate professionals
Cover for the consequences of administrative or management mistakes that cause clients to suffer financial loss.
Built environment professionals
Cover for risks tied to design errors, structural miscalculations, or planning oversights in construction and development projects.
What does Professional Indemnity Insurance cover
This insurance protects your business by covering your legal liability if a client claims losses due to your negligence, errors, or omissions in the services you provided. If you’re found legally liable, we’ll settle covered claims. If not, we’ll defend you in court.
Additionally, we cover legal expenses if you need to recover professional fees owed to you.
Cover for losses a third party suffers as a result of a dishonest, fraudulent, malicious or criminal act committed by an employee without your knowledge or consent.
We cover claims against you for unintentional defamation committed by you.
We cover all costs incurred in the investigation, defence or settlement of any covered claim made against you.
Cover for services that you
sub-contract subject to certain terms and conditions.
Protection for legal costs in the event of criminal accusations.
Covers the cost of recovering outstanding professional fees through legal action.
Cover for losses a third party suffers as a result of a dishonest, fraudulent, malicious or criminal act committed by an employee without your knowledge or consent.
We cover claims against you for unintentional defamation committed by you.
We cover all costs incurred in the investigation, defence or settlement of any covered claim made against you.
Cover for services that you
sub-contract subject to certain terms and conditions.
Protection for legal costs in the event of criminal accusations.
Covers the cost of recovering outstanding professional fees through legal action.
What is not covered?
While Professional Indemnity Insurance offers extensive protection, certain exclusions apply.
Liability assumed in contract
We don't cover additional onerous liability you accept in a contract that would not have ordinarily attached to you.
Intentional Misconduct
Any deliberate, dishonest, fraudulent, or criminal acts aren’t covered.
Rectification Costs
We don’t cover the costs of fixing or redoing your work.
Tailored cover to keeping you protected. We help you focus on what matters, running your business with confidence.
Liability Insurance that truly understands your needs.
Tailor made cover for the unique needs of your business.
Expert help through every step of the claims process for peace of mind.
Our Professional Indemnity Insurance is trusted by business leaders across South Africa.
Tailor made cover for the unique needs of your business.
Expert help through every step of the claims process for peace of mind.
Our Professional Indemnity Insurance is trusted by business leaders across South Africa.
Other essential Business Insurance solutions for women
Protects event organisers from financial losses due to unforeseen incidents, including third-party injury, property damage, and liabilities.
Protects companies and leaders from legal actions related to decisions, covering legal fees, settlements, and claims of negligence.
Covers businesses for financial losses from third-party injury or property damage, providing security for unexpected incidents.
Protects your business at every stage, from your office to your equipment, we offer insurance policies to meet your business needs.
Protects event organisers from financial losses due to unforeseen incidents, including third-party injury, property damage, and liabilities.
Protects companies and leaders from legal actions related to decisions, covering legal fees, settlements, and claims of negligence.
Covers businesses for financial losses from third-party injury or property damage, providing security for unexpected incidents.
Protects your business at every stage, from your office to your equipment, we offer insurance policies to meet your business needs.
Frequently asked questions
Who is considered a professional?
Do you need to belong to an relevant association?
Are all errors covered?
Do you have to take out a policy for each professional in your employ?
Get a quick quote for
Professional and Indemnity Cover!
1st for Women is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.
