CHOOSE 1ST FOR WOMEN
CHOOSE 1ST FOR WOMEN
HOSPITALITY INSURANCE
HOSPITALITY
INSURANCE
Digital Marketing benefits included Tailor-made cover for your unique business needs Combine vehicle cover with office contents and save
Digital Marketing benefits included Tailor-made cover for your unique business needs Combine vehicle cover with office contents and save
Fearless Hospitality. Unstoppable Growth.
From your chic intimate B&B and and guesthouses to your elegantly modern hotel or conference centre, 1st for Women understands the heart and soul poured into your hospitality business.
We offer comprehensive Hospitality Insurance, protecting your passion from unexpected setbacks. From property damage to liability claims and business interruptions, we've got you covered.
Why do I need Hospitality Insurance?
The hospitality world is full of adventure but also risks. 1st for Women Insurance empowers you to embrace those challenges fearlessly. Our tailored coverage protects your business from unexpected events, like property damage or liabilities. With us, you can focus on creating unforgettable guest experiences, while we handle the rest
Who does Hospitality Insurance cover?
Our comprehensive Hospitality Cover, enhanced with custom-made extensions, provides the protection you need, so you can embrace the challenges of the industry with unwavering confidence.
Your 1st for Women Hospitality Insurance includes cover for:
Bed & Breakfast
Small lodgings offering breakfast.
Guest Houses
Homely accommodations with personal service.
Holiday Resorts
Vacation spots with leisure activities.
Game Lodges
Luxury stays with wildlife experiences.
Catering Services
Facilities providers for events.
Event Management
Event planning and organizing.
Conference Centres
Venues for meetings and seminars.
Hotels
Full-service accommodations for stays.
Your Hospitality Insurance benefits
1st for Women Hospitality Insurance has all your hospitality needs covered.
Choose the cover option that best suits you and your business:
Choose the cover option that best suits you and your business:
Additional
Hospitality Extensions
Loss of attraction
Bilking (Non-Paying Guest)
Fatal injuries
Comprehensive
Hospitality Insurance
Building and contents coverage
Office contents
Business interruption
Hospitality liability insurance
Biz Assist
Benefits
Office emergencies e.g plumbing & electricity
Marketing & Digital presence support
Financial advice support
What does Hospitality Insurance cover?
Hospitality Insurance covers a range of risks, including property damage, guest injury liability, employee accidents, theft, and business interruptions. It helps protect against many common losses faced in the hospitality industry, including:
Covers the physical structure of the building itself (walls, roof, etc.) as well as the contents within (furniture, equipment, stock).
Specifically covers the contents within an office space, such as furniture, electronics, equipment, and other valuable items.
Covers losses due to theft or other unforeseen circumstances involving cash, checks, and other forms of money on the premises.
Hotels, restaurants, and event spaces interact with many guests daily. Public liability insurance covers legal and compensation costs if a guest is injured, or their property is damaged on your premises.
Provides financial compensation to a business when it is unable to operate due to a covered event (e.g., fire, flood), covering lost income and ongoing expenses.
Protects businesses from financial losses caused by employee theft, fraud, or dishonest acts. It ensures security and peace of mind by safeguarding company assets against internal risks.
And because we truly care about the success of your hospitality business, we’re including additional extensions to your policy at no added cost, such as:
Loss of Attraction
An animal attacked a guest and now guests are not booking at your business.
Travel Disruptions
Air travel delays or strikes cause a loss of income to your business.
Non-Paying Guests
Billing, in case a guest decides to leave without paying.
Fatal Accidents
Fatal Injury to any employee, guest or visitor due to unforeseen accidents.
An animal attacked a guest and now guests are not booking at your business.
Air travel delays or strikes cause a loss of income to your business.
Billing, in case a guest decides to leave without paying.
Fatal Injury to any employee, guest or visitor due to unforeseen accidents.
Yes, you can get these extra benefits at no additional cost
Our Biz Assist Benefits provide invaluable support to professionals across South Africa. With services like below, we empower you to navigate the complexities of running a business successfully.
If your car is out of commission, we’ll ensure you get a safe ride to your destination.
24/7 roadside assistance with fuel delivery, tyre changes, jump-starts, & towing.
Immediate access to medical professionals for emergencies at your business premises.
Telephonic support for IT issues; troubleshooting; setup, connectivity, and installations.
Helping you build a strong digital presence with branding and marketing solutions.
Recover unpaid invoices with expert collections and legal support.
Provides businesses with pro-active notification of tenders as they arise.
Telephonic financial advice covering budgeting, credit reports, and debt counselling.
Get Cash back for your Business
Add the optional Cash Back Bonus to your 1st for Women Insurance policy to start earning rewards
+16 733
customers received their Cash Back Bonuses over the last 5 years
+R138 million
paid out to customers in Cash Back Bonuses over the last 5 years
*Cash back is an optional benefit available at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are based on Cash Back received by all 1st for Women customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
Other essential Business Insurance solutions for women
Covers claims of negligence, errors, or omissions, protecting professionals like lawyers and accountants from legal costs and reputational risks.
Protects companies and leaders from legal actions related to decisions, covering legal fees, settlements, and claims of negligence.
Covers businesses for financial losses from third-party injury or property damage, providing security for unexpected incidents.
Protects event organisers from financial losses due to unforeseen incidents, including third-party injury, property damage, and liabilities.
Frequently asked questions
What is Hospitality Insurance?
What does Hospitality Insurance cover?
Unique scenarios in the Hospitality Industry where cover is required?
Get a quick quote for your
Hospitality Business!
1st for Women is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.
