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CHOOSE 1ST FOR WOMEN

BUSINESS
CAR INSURANCE

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4.09/5

Fearlessly by your side, every mile of your business journey.

Managing a business with vehicles can be tough, but with 1st for Women Business Vehicle Insurance, you can face it fearlessly, knowing your vehicles are covered every step of the way.

At 1st for Women, we put your safety first to protect your staff, your vehicle assets and your business with comprehensive cover, including tracking devices so you're always protected. We do this so you can focus on growing your business fearlessly, without worrying about your

Reliable cover tailored for your business vehicles

Every business is unique, and so are its vehicles. 1st for Women Business Vehicle Insurance covers a wide range of business vehicles tailored to your specific business needs:

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WE ARE HONORED TO BE INCLUDED ON THE FORBES AND STATISTA WORLD'S BEST INSURANCE COMPANIES
2024
AWARD LIST

On the road to success with Business Vehicle Insurance

1st for Women Business Vehicle Insurance offers cover for all your business needs. Choose the cover option that best meets yours:

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Third Party, fire and theft Business Vehicle Insurance

This plan ensures you're covered in case of common major mishaps.

Own accident damage

Feature is covered

Third Party damage

Feature is covered

Fire damage

Feature is covered

Theft & hijacking

Accidental & malicious damage

Storms & floods

Hail damage

 

Windscreen cover - Optional

Feature is covered

Loss of keys

Feature is covered

Riot outside RSA

Feature is covered

Wreckage removal

Feature is covered

Claims preparation cost

Feature is covered

Roadside Assistance

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Comprehensive Business Vehicle Insurance

Protects you against almost any eventuality. It includes the following:
Feature is covered

Own accident damage

Feature is covered

Third Party damage

Feature is covered

Fire damage

Feature is covered

Theft & hijacking

Feature is covered

Accidental & malicious damage

Feature is covered

Storms & floods

Feature is covered

Hail damage - Optional on non-financed vehicles

Feature is covered

Windscreen cover

Feature is covered

Loss of keys

Feature is covered

Riot outside RSA

Feature is covered

Wreckage removal

Feature is covered

Claims preparation cost

Feature is covered

Roadside Assistance

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Third Party Business Vehicle Insurance

If you only need basic insurance to cover damage to someone else's vehicle.

Own accident damage

Feature is covered

Third Party damage

Fire damage

Theft & hijacking

Accidental & malicious damage

Storms & floods

Hail damage

 

Windscreen cover

Feature is covered

Loss of keys

Feature is covered

Riot outside RSA

Feature is covered

Wreckage removal

Feature is covered

Claims preparation cost

Feature is covered

Roadside Assistance

Enhance your cover with optional add-ons

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Car hire

You’ll be provided with a rental car if your insured vehicle is stolen or damaged in an accident.

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Car hire loss of use

Covers the cost of a rental vehicle if your business vehicle is unavailable due to an insured event.

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Non-standard accessory

Covers non-factory-fitted accessories or modifications, including custom rims or sound systems.

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Sound system cover

Covers the cost of repairing or replacing your vehicle’s sound system if damaged or stolen in an insured event.

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Canopy cover

Covers the cost of repairing or replacing your vehicle’s canopy if damaged or stolen in an insured event.

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Tracking device

Includes a tracking device with no installation fee, and the subscription is included in your premium

More than just protection for your business vehicle

To give you complete peace of mind, we offer additional cover for the specific needs of your business, including:

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Goods in transit
cover

for Courier and Delivery services

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Passenger Liability
Cover

for E-hailing and Shuttle Services

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Tools and Equipment
Cover

for Artisans and Construction Businesses

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All risk items

Such as mobile phones, laptops, tablets and more

Business Assist Benefits included with your 1st for Women Business policy

Our Biz Assist Benefits provide invaluable support to businesses across South Africa. With services like below , we empower you to navigate the complexities of running a business successfully. 

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Safe Drive &
Convenience Drive

If your vehicle is out of commission, we’ll ensure you get a safe ride to your destination.

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Roadside Assist

 

24/7 roadside assistance with fuel delivery, tyre changes, jump-starts, & towing.

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Emergency Medical
Assist

Immediate access to medical professionals for emergencies at your business premises.

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IT Help Desk

Telephonic support for IT issues; troubleshooting; setup, connectivity, and installations.

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Digital Marketing

Helping you build a strong digital presence with branding and marketing solutions.

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Collections Assist

Recover unpaid invoices with expert collections and legal support.

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Tender Assist

Provides businesses with pro-active notification of tenders as they arise.

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Financial Advice

Telephonic financial advice covering budgeting, credit reports, and debt counselling.

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Get Cash back for your Business

Add the optional Cash Back Bonus to your 1st for Women Insurance policy to start earning rewards

Cash Back rewards you for: Remaining claim-free for four uninterrupted years The pay-out you’ll receive will either be your entire first year’s premiums or up to 25% of all your premiums paid over those four years, whichever is the lesser.

+16 733

customers received their Cash Back Bonuses over the last 5 years

+R138 million

paid out to customers in Cash Back Bonuses over the last 5 years

*Cash back is an optional benefit available at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are based on Cash Back received by all 1st for Women customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.

Other essential Business Insurance solutions for women

Professional Indemnity@2x.webp

Professional Indemnity Insurance

Covers claims of negligence, errors, or omissions, protecting professionals like lawyers and accountants from legal costs and reputational risks.

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Directors & Officers Liability Insurance

Protects companies and leaders from legal actions related to decisions, covering legal fees, settlements, and claims of negligence.

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Public Liability Insurance

Covers businesses for financial losses from third-party injury or property damage, providing security for unexpected incidents.

 

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Events Liability Insurance

Protects event organisers from financial losses due to unforeseen incidents, including third-party injury, property damage, and liabilities.

Frequently asked questions

Which type of Vehicle Insurance is best for my business?

How does Business Vehicle Insurance work?

Why do you need Business Vehicle Insurance?

Get a quick quote for your
Business Vehicle Insurance!

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1st for Women is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.

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