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BUSINESS ASSETS
INSURANCE
Tailored cover to suit your business needs.
Combine Motor & Non-motor cover and save. Additional cover automatically included.
Cover tailored for your unique business needs
At 1st for Women, we know your business is more than just a dream. It is a reflection of your passion, purpose, and hard work.
It is built on more than ambition. It is built on the assets that help you show up and succeed every day. From essential equipment and carefully chosen stock to your physical space, these are the foundations that keep your business moving. That is why our Business Assets Insurance offers reliable and comprehensive cover for the things that matter most.
Whether you are running a boutique, a beauty salon, a consultancy, or a growing startup, we understand that unexpected events like theft, fire, or natural disasters can set you back. Our cover helps reduce the financial impact so that you can recover quickly and get back to doing what you do best.
Why Business Assets Insurance Matters
Your assets are not just tools. They represent your investment, your growth, and your commitment. From your stock to your workspace, these are the elements that power your daily operations and your future plans. While standard insurance might cover your vehicle, it often does not protect the physical and operational core of your business. That is why our solutions are designed to cover what truly matters to women in business.
We have a range of cover tailored to suit your business needs.
Every business is unique, we're here to tailor a policy that fits your business.
Property Protection
Fire
Covers your stock and machinery. Protecting your business from the financial impact of fire damage, so you can rebuild and get back on track.
Building Combined
Safeguards your business premises, fixtures and fittings, giving you peace of mind that your workspace is covered.
Office Contents
Covers all the essentials in your office, from furniture to equipment, so you can focus on running your business.
Electronic Equipment
Protects your valuable tech gear, so you can stay connected and productive without interruption.
Financial Protection
Business Interruption
Keeps your business afloat by covering lost income if you have to temporarily close due to unexpected events.
Account Receivable
Ensures your essential equipment is repaired or replaced quickly, so you can keep operations running smoothly.
Money
Safeguards your business's cash on hand, giving you confidence that your hard-earned money is secure.
Theft
Protects your business from the financial loss of stolen goods or equipment, so you can replace what's taken.
Breakdown Protection
Machinery Breakdown
Ensures your essential equipment is repaired or replaced quickly, so you can keep operations running smoothly.
Machinery breakdown business interruption
Keeps your business going by covering lost income if your machinery breaks down unexpectedly.
Machinery breakdown deterioration of stock
Protects your stock from spoilage or damage after a machinery broker down, so you can maintain the quality of your products.
Employee and Employer Protection
Employer’s Liability
Protects you if an employee gets injured on the job, so you can take care of your team.
Group Personal Accident
Provides financial support if your employees are injured, keeping your team covered.
Fidelity Guarantee
Protects your business from financial loss due to employee dishonesty or theft.
Movable Assets Protection
Business all risk
Covers a wide range of risks, giving you comprehensive protection for your business assets away from the premises.
Goods in Transi
Ensures your goods are safe during transport, so you can deliver with confidence.
Liability Protection
Public Liability
Covers you if someone gets injured or their property is damaged due to your business operations.
No matter how hard you work to mitigate risks, some things are simply beyond your control.
That’s why you need Body Corporate Insurance that provides cover for:
Tailored Cover
We provide tailored cover for the unique need of your business.
Your business is in good hands
Hundreds of businesses trust us to get the right insurance for their unique operations.
We’re here for you
We're here to help you navigate the ins and outs of insurance, so if you have any questions, just give us a shout and one of our business consultants will assist you.
Yes, you can get these extra benefits at no additional cost
Our Biz Assist Benefits provide invaluable support to businesses across South Africa. With services like below, we empower you to navigate the complexities of running a business successfully.
Safe Drive & Convenience Drive
If your vehicle is out of commission, we’ll ensure you get a safe ride to your destination.
Roadside Assist
24/7 roadside assistance with fuel delivery, tyre changes, jump-starts, & towing.
Emergency Medical Assist
Immediate access to medical professionals for emergencies at your business premises.
IT Help Desk
Telephonic support for IT issues; troubleshooting; setup, connectivity, and installations.
Digital Marketing
Helping you build a strong digital presence with branding and marketing solutions.
Collections Assist
Recover unpaid invoices with expert collections and legal support.
Tender Assist
Provides businesses with pro-active notification of tenders as they arise.
Financial Advice
Telephonic financial advice covering budgeting, credit reports, and debt counselling.
Get Cash back for your Business
Add the optional Cash Back Bonus to your 1st for Women Insurance policy to start earning rewards
+16 733
customers received their Cash Back Bonuses over the last 5 years
+R138 million
paid out to customers in Cash Back Bonuses over the last 5 years
*Cash back is an optional benefit available at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are based on Cash Back received by all 1st for Women customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
Other essential Business Insurance solutions for women
Professional Indemnity Insurance
Covers claims of negligence, errors, or omissions, protecting professionals like lawyers and accountants from legal costs and reputational risks.
Directors & Officers Liability Insurance
Protects companies and leaders from legal actions related to decisions, covering legal fees, settlements, and claims of negligence.
Public Liability Insurance
Covers businesses for financial losses from third-party injury or property damage, providing security for unexpected incidents.
Events Liability Insurance
Protects event organisers from financial losses due to unforeseen incidents, including third-party injury, property damage, and liabilities.
Get a quick quote for your Body Corporate Insurance!
1st for Women is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.
