Reliable and affordable Business Insurance
Tailor-made Insurance
With Business Insurance solutions designed with both you and your business needs in mind, 1st for Women is able to give you the convenience of all the cover you need without skimping on benefits that will support you in your fearless business ventures.
Biz Assist Benefit
Biz Assist is included in your 1st for Women Business Insurance policy, giving you the convenience of 24/7 online and telephonic support whenever you need it.
Specialised cover
We provide commercial insurance solutions to a number of specialised industries, including retail, food service, and professional.
All businesses welcome
We cater to hundreds of businesswomen, tailor-making every business insurance solution with their specific business needs in mind.

What is Business Insurance?


Running a business comes with many ups and downs. Unfortunately, no matter how hard you work, there are certain risks that come with owning your own business. Which is where Business Insurance comes in. Business cover protects your business from losses due to events that occur during the normal course of business. Whether you experience an office break-in, your machinery breaks or you get pulled into a legal battle, Business Insurance is there to cover the financial costs of getting you up and running again. Without it, you may need to pay out-of-pocket for costly damages or legal claims against your company. Depending on what happened, this could have some serious financial impacts on your business.


Because not every business is the same, 1st for Women offers tailor-made Business Insurance solutions, specialised to each type’s individual needs. These include 1st for Business Women, 1st for Professional Women, 1st for Executive Women, Errors and Omissions Business InsuranceSmall Business Insurance and Directors’ and Officers’ Business Insurance.

At 1st for Women, we go the extra mile for our customers. And that’s why, when asked how easy it is to deal with us, they scored us 9.1*/10.

*Based on customer feedback from internal surveys following service interactions during Aug – Oct 2020.

Frequently Asked Questions
How long is the waiting period for Business Insurance?

At 1st for Women, we don’t have any waiting periods for our Business Insurance. Your business faces numerous risks every day, so we want you to have complete cover and peace of mind from the moment you take out Commercial Insurance with us. Whether you are covering your business assets, your motor vehicle, or your business itself with public liability insurance, you’re covered from the very start.

How long before I get my payout after claiming?

This depends on the nature of your claim and on how quickly we get all the documents we need from you. For claims for physical assets, such as your business vehicle or operating equipment, we aim to pay out within 48 hours once the claim has been approved. For public liability claims, the costs can be ongoing, in which case, we will pay out as your claims come in. Ultimately, we want you to get back to business-as-usual as quickly as possible, and we’re sure you do too!

Can I insure more than one business?

You can insure as many businesses as you need to with us. However, they will each need their own separate policies. That’s because every business has its own unique needs and we tailor our Business Insurance to suit these needs. For example, one business might have a fleet of vehicles that need cover while the other only provides online services. But rest assured that no matter how different or similar your businesses maybe, there’s an affordable Business Insurance solution for all of them. 

Am I allowed to upgrade or downgrade my cover?

All businesses grow and change – that’s the nature of running a successful enterprise. That means your commercial insurance should grow and change with it. What good is cover that gets left behind while your business streaks ahead? With Budget, you can upgrade or downgrade your cover as needed. So, whether you’re expanding your operations at the speed of light or you’re going through a slow patch and need to scale back, we can adjust your cover as you need.

Which business assets will be excluded from my cover?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design.

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Business Assist


Women are powerful business owners, and we recognise their unique potential as entrepreneurs. That’s why we offer Business Assist with every 1st for Women Business Insurance quote. This service gives you access to a range of benefits including office assist, safe drive, professional financial advice, debt collections, emergency medical assistance, and more. With our Biz Assist benefit you’ll have 24/7 online and telephonic support from a database of professional advisors, mentors, and specialists who are experts in key business areas whenever you snap your fingers.

What our clients say about us
First For Women Client Image
Annatjiee Esterhuizen

FFW Client")

“From start to end, I got the best service from First for Womrn, they were quick on the phone, helped me with my scratch and sent, my car got fix in no time. Thank you First for Women with my fast results.”

First For Women Client Image
Theresa Mudi

FFW Client")

“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.”

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