Reliable and affordable Car Insurance
Car Insurance Benefits


Benefit 1
Feel safe on the road with Car Insurance specifically designed for women, tailored for your lifestyle.
Benefit 2
Get Guardian Angels Lifestyle Assistance, where there’s always someone looking out for you at home and on the road.
Benefit 3
We offer Guardian Angel on Call, the in-app crash detector that sends emergency help if you’re in a severe collision.

In South Africa, having car insurance is nothing less than an absolute necessity. Spending a great deal of your time on the road, you’ll know that the worst could happen at any time. Between potholes and questionable drivers, your safety and that of your loved ones is always at risk when you’re out and about.

As a result, you should be protected at all times, whether you’re driving to work, visiting family and friends, or driving home after a long, busy day. 1st for Women to understand that your car is a vital part of your everyday life. By insuring it with us, you’re automatically enhancing your safety with all of our standard Guardian Angel benefits. Your loved ones can rest easy knowing you’re covered should an accident happen. 

Additionally, replacing or repairing your car out-of-pocket could become a costly expense without car insurance. 

Why leave the fate of your safety up to chance when you can plan and be proactive? While we can't predict what the future holds, we can help you safeguard yourself and your vehicle. That's why we offer a variety of auto insurance options to suit your needs. Depending on your car, its age, mileage, and how often you drive, we’ll help you to make an informed decision about what kind of cover you need to protect yourself, your loved ones, and your vehicle.

                Choose between one of the below

                         Car Insurance products:

Third party, fire and theft

Comprehensive cover

Third Party

At 1st for Women, we go the extra mile for our customers. And that’s why, when asked how easy it is to deal with us, they scored us 9.1*/10.

*Based on customer feedback from internal surveys following service interactions during Aug – Oct 2020.

Compare car insurance

The perfect car insurance for you will depend on your individual requirements. Find out how you can compare multiple insurance options.


Car insurance calculator

With 1st for Women, you can get a free online quote any time with our car insurance calculator. Find out what you’d pay for cover for your car today.


Car insurance types

We offer a number of vehicle insurance options to suit your needs. These include Comprehensive, Third Party, Fire and Theft, Third Party Only, and BetterCar.


Frequently Asked Questions
Is there such a thing as cheap car insurance?

We believe that when it comes to cheap car insurance, you get what you pay for! Your premium may be cheap, but you might also be locked into a lot of unnecessary rules about how much you can drive, where, and when. At 1st for Women, we don’t want to hold you back, which is why we don’t place unreasonable restrictions on you. 

While it isn't easy to put a price on your wellbeing, we strive to maintain affordable Car Insurance designed specifically for women. All while offering excellent coverage and benefits to help you feel safe. That’s why you can save money when you switch to 1st for Women.


Can I use a vehicle repairer of my choice?

Since 2004, we have established excellent working relationships with our network of car experts, and we want you to get the most out of this pre-established network. 

That’s why we insist on using panel beaters of our choice. This way, we can guarantee the quality of the work done on your car. In fact, we offer a lifetime guarantee on the repair work when you claim through us, whether it’s a quick paint fix or major panel beating.


How do I lower my car insurance premiums?

There are a few ways you can lower your car insurance premiums:


  • Increase your excess when you claim. However, paying the lowest excess will increase your monthly premium. Ideally, you want a balance between your premium and your excess.

  • Don’t claim unless you really have to. For example, cover minor scratches and dents from your own pocket to avoid premium increases. Or take out a Scratch & Dent policy specifically for minor blemishes on your car. 

  • By combining your policies, you qualify for discounted premiums. 

  • Review your cover regularly. Individual circumstances are subject to change, including your coverage needs, like if you’ve recently moved to a safer area.

  • Insure your vehicle for the correct value. Older cars are often over-insured.

What is the best car insurance?

We’ve put together our insurance options with all kinds of women in mind. The best vehicle insurance for you will depend on your own needs. 

Our Comprehensive Car Insurance offers the best protection against the most extensive array of risks. However, if you rarely drive your car or are looking for insurance for an older, less valuable car, Third Party, Fire and Theft or Third Party Only Cover could be right for you.


Will my premiums decrease as my car gets older?

When you insure your car, you aren't only covered for theft, but also for the repair of your vehicle. As your car ages, the cost of repairs and individual parts increase every year. Unfortunately, your premium will need to increase to align with these costs. However, 1st for Women does consider the depreciating value of your car when reviewing your premium on an annual basis.

Car Insurance Products
Comprehensive Car Insurance
1st for Women Comprehensive Car Insurance protects you against almost any eventuality. It includes cover for theft, fire, loss, accidental damage to your car, and third-party damage.
Third Party, Fire & Theft Car Insurance
We'll cover your vehicle if it’s stolen or damaged by fire. If you have caused third-party damage in an accident, you can rest easy knowing we'll cover it.
Third Party Only Car Insurance
If you only need basic insurance to cover the damage done to someone else's car, then this is the perfect option for women like you.
BetterCar Car Insurance
With BetterCar Insurance, you can get a newer version of the same car model after your old car is written off or stolen and not recovered.
Auto Top-Up
To boost your existing insurance, Auto Top-Up is an add-on that pays the difference between what you owe on your car and what your car insurance pays out.
Scratch & Dent
Scratch & Dent is an add-on that allows you to repair those pesky minor chips, dents, and scratches that your vehicle may encounter during the usual course of driving.
Tyre & Rim Guard
Tyre & Rim Guard is an add-on that lets you claim for the cost of replacing or fixing your tyres when they’re damaged by potholes.
Vehicle Warranty
Our Vehicle Warranty protects you financially in the event of an unforeseen mechanical or electrical failure. It can be added to any Car Insurance plan.

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