Reliable and affordable Car Insurance

Car Insurance

In South Africa, having car insurance is nothing less than an absolute necessity. Spending a great deal of your time on the road, you’ll know that the worst could happen at any time. Between potholes and questionable drivers, your safety and that of your loved ones is always at risk when you’re out and about.

As a result, you should be protected at all times, whether you’re driving to work, visiting family and friends, or driving home after a long, busy day. 1st for Women understands that your car is a vital part of your everyday life. By insuring it with us, you’re automatically enhancing your safety with our Guardian Angel On Call benefits. Your loved ones can rest easy knowing you’re covered should anything happen.

Additionally, replacing or repairing your car out-of-pocket could become a costly expense without car insurance. 

Why leave the fate of your safety up to chance when you can plan and be proactive? While we can't predict what the future holds, we can help you safeguard yourself and your vehicle. That's why we offer a variety of car insurance options to suit your needs. Depending on your car, its age, mileage, and how often you drive, we’ll help you to make an informed decision about what kind of cover you need to protect your prized car.

Get the best Car Insurance products:

Third party, fire and theft

Comprehensive cover

Third Party

Frequently Asked Questions
Is there such a thing as cheap car insurance?

Anyone can get cheap car insurance. However, we believe that when it comes to cheap car insurance, you get what you pay for! Your premium may be cheap, but you might also be locked into a lot of unnecessary rules about how much you can drive, where, and when. At 1st for Women, we don’t want to hold you back, which is why we don’t place unreasonable restrictions on you. We aim to offer some of the most affordable women’s car insurance in South Africa. 

While it isn't easy to put a price on your wellbeing, we strive to maintain affordable Car Insurance designed specifically for women. All while offering excellent coverage and benefits to help you feel safe. That’s why you can save money when you switch to 1st for Women.

Can I use a vehicle repairer of my choice?

Since 2004, we have established excellent working relationships with our network of car experts, and we want you to get the most out of this pre-established network. 

That’s why we insist on using panel beaters of our choice. This way, we can guarantee the quality of the work done on your car. In fact, we offer a lifetime guarantee on the repair work when you claim through us, whether it’s a quick paint fix or major panel beating.

How do I lower my car insurance premiums?

There are a few ways you can lower your car insurance premiums:

 

  • Increase the excess you are required to pay when you claim. However, paying the lowest excess will increase your monthly premium. Ideally, you want a balance between your premium and your excess.

  • By combining your policies, you qualify for discounted premiums. 

  • Review your cover annually. Individual circumstances are subject to change, including your coverage needs, like if you’ve recently moved to a safer area.

What is the best car insurance?

We’ve put together our insurance options with all kinds of women in mind. The best vehicle insurance for you will depend on your own needs. 

Our Comprehensive Car Insurance offers the best protection against the most extensive array of risks. However, if you rarely drive your car or are looking for insurance for an older, less valuable car, Third Party, Fire and Theft or Third Party Only Cover could be right for you.

Will my premiums decrease as my car gets older?

When you insure your car, you aren't only covered for theft, but also for the repair of your vehicle. As your car ages, the cost of repairs and individual parts increase every year. Unfortunately, your premium will need to increase to align with these costs. However, 1st for Women does consider the depreciating value of your car when reviewing your premium on an annual basis.

We’re proud to be rated an excellent 9.2*/10 for service excellence.

*Based on customer feedback from internal surveys following service interactions.

Latest Car Insurance posts

At 1st for Women, we think about safety as much as you do. Read our latest blogs.

Car insurance Quote

Car insurance quote

With 1st for Women, you can get a free online quote any time with our car insurance calculator. Find out what you’d pay for cover for your car today.

Please call me back

Please enter a name
Name contains invalid characters
Please enter a contact number
Please enter a valid contact number
Please enter a valid email address
Please select a reason

Select date and time

Please select a suitable time of the day

Choose a time slot

Thank you for your interest {{Callmeback.Fullname.split(" ")[0]}}

{{finalMessage}}