Reliable and affordable Comprehensive Car Insurance

Why Choose Comprehensive Car Insurance?

Our Comprehensive Car Insurance is specifically designed for women, giving you everything you might need in your car cover. With 1st for Women Comprehensive Car Insurance, you get all-encompassing cover for loss, theft, and damage done to your own car. We also cover fire damage to your vehicle and damage done to third-party property if you’re the cause of an accident.

Because our Car Insurance is specifically designed for women, we include a few tailor-made extras in your Comprehensive Car Insurance quote:

  • Lost keys, anyone? It happens to the best of us. If you lose or break your car’s keys, locks, or remote, or if they’re stolen, we’ll cover the cost to get you a new set.


Frequently Asked Questions
Am I covered if an accident is my fault?

At 1st for Women, we know no one is perfect. Whether you have a lot on your mind, something is bothering you, or you just look away for a second, accidents can happen. You shouldn’t be punished if you accidentally cause a collision. Instead, you need the support of an insurer who understands how stressful this situation can be. Therefore, with us, we’ll cover you even if an accident is your fault.

What does Comprehensive Car Insurance cover in South Africa?

Comprehensive Car Insurance cover offers the most robust car insurance with protection against car accidents and collisions, theft, claims by third parties, fire damage and other events, like hail damage or windshield repairs.

What is not covered under Comprehensive Car Insurance?

While we cover most risks and eventualities under our Comprehensive Car Insurance, there are a few exceptions. These include driving under the influence, driving with an endorsed or endorsed licence, unlawfully leaving the scene of an accident, driving an unroadworthy vehicle, leaving your keys in your car, and if your car is used for business purpose. We also won’t pay out if you or someone else uses your car for racing or if you transport more than the legal number of passengers in the car.

Does Comprehensive Car Insurance cover me or my car?

While our Comprehensive Car Insurance is specifically designed for women, the product covers your car, not you as its owner. That’s because we want you to be insured even if someone else drives your car. Which, let’s face it, could happen quite easily. This means that if you drive someone else’s car and have an accident, the owner of that car will need to claim on their insurance, not you.

How often can I use the Assist Benefits?

You can use our Road and Home Assist benefits up to three times per year. This means you can request a tow truck three times in a year if you face repeated car troubles. 

Similarly, if you just have a run of bad luck at home, like your geyser bursts, the kids smash a window, and your house key breaks in the front door lock, you can call on us to help you out.

When it comes to our Medical Assist, you can use our 24/7 telephonic helpline as often as you like. Whenever you feel panicked about the health of a loved one, our medical experts are available.

Our Tax, Legal and Finance and Concierge Assist are also available all-year-round. Use these services as many times as you need to.

We’re proud to be rated an excellent 9.2*/10 for service excellence.

*Based on customer feedback from internal surveys following service interactions.

Additional Comprehensive Car Insurance Cover

Additional Comprehensive Car Insurance cover

You can also add additional cover to your policy for items like: 

  • The sound system

  • Hail damage

  • The canopy

  • Car hire

  • SASRIA

With Comprehensive Car Insurance from 1st for Women, you have everything you need to feel safe on the road.

Comprehensive Car Insurance benefits

We automatically include a range of benefits specifically designed to give you a helping hand when you need it most. 

Guardian Angel on Call

With 1st for Women, you have your very own Guardian Angel on Call to keep in your pocket, handbag, cubbyhole – wherever you keep your cellphone. You get 24/7 accident and roadside assistance through the 1st for Women App, along with a mobile crash detector, trackable and trustworthy towing, emergency medical assist, a Guardian Angel to wait with you if you feel unsafe, a lift to where you need to go to after an accident, and we’ll automatically notify our claims team, who will be in touch to help you sort out your claim. 

Guardian Angels Lifestyle Assistance

Our Guardian Angels are always around to help you out when you need it most, whether you need assistance on the road or at home.  

More Comprehensive Car Insurance Benefits

Road Assist
A little car trouble won’t stop you from getting where you need to go when you’ve got our Guardian Angels on standby. We’ll help you change a tyre, bring you fuel, or wait with you at the side of the road so you feel safe.

Home Assist
You work hard to make your home your sanctuary. You deserve to keep it the way you like it. We have a network of home specialists on standby to provide you with urgent help, whether you need a plumber, electrician, locksmith, or glazier.

Medical Assist
In a medical emergency, you need someone you can trust to help you. Get 24/7 telephonic advice from medical professionals and urgent assistance in a medical crisis.

Tax, Finance, and Legal Assist
You want to maintain your lifestyle so you can get the things you like. With our Tax, Finance, and Legal Assist, our qualified legal and financial professionals will give you expert advice to keep your affairs in order.

Concierge Assist
Get the small details out the way when it comes to event planning with Concierge Assist. Our Guardian Angels will help you book flights, arrange holidays, make restaurant reservations, and so much more.

Get a Car Insurance quote today

Get a Comprehensive Car Insurance Quote for the widest range of cover on the market. Use our car insurance calculator to work out your insurance premiums.

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