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BetterCar Value

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What is BetterCar Value?

BetterCar Value is an insured value available to our Comprehensive Car Insurance policyholders. Traditionally, you’d have the option to insure your vehicle for its retail, market, or trade value. Retail was the highest value and trade was the lowest, with the highest and lowest payouts.

Now with 1st for Women insurance, you have another option – BetterCar Value. This insures your vehicle for an even higher value than retail, which means you get an even larger payout.

If your car is written off due to an accident we’ll pay you out the same amount that it would cost you to buy the same model car but one year newer or we will pay out 15% more than the retail value of the car.

BetterCar Value Benefits

BetterCar Value benefits

Get the same model car you know and love, but one year newer if yours is written off due to an accident.

We’re proud to be rated an excellent 9.2*/10 for service excellence.

*Based on customer feedback from internal surveys following service interactions.

Frequently Asked Questions

What’s the difference between the retail, market and trade car values?

These are the three standard values for any car in South Africa.Retail value means that if you went to a dealership to buy your car right now, what you’d pay is the retail value. Traditionally, this is the highest value for which you could insure yourself. If you sold your car on the private market, you’d get the market value for it. Market value is the trade value and retail value added together and divided by two. Trade value is the lowest value for which you can insure your car. A dealership would offer you this if you traded it in for a newer vehicle.

Who should get BetterCar Insurance?

We recommend that anyone with a vehicle not older than eight years insures their car for the BetterCar Value.

Will you pay me out in cash or buy another vehicle on my behalf?

1st for Women insurance will pay you out in cash if you claim from your Comprehensive Car Insurance policy if it has the BetterCar Value. Whatever the same model car but one year newer costs at the time that your car is written off, that’s what we’ll pay you. If there isn’t a newer version of your model, we will pay out 15% more than its retail value.