What is Scratch and Dent Insurance?

We know you drive safely and carefully to keep your car in chic condition… but you can’t always prevent those little dents and scratches that come with daily driving. Nevermind those scuff marks or tears on your seats from your kids or fur-babies. That’s where 1st for Women Scratch & Dent Cover comes in. We’ll make sure those imperfections are fixed without the hassle and high cost.

We’ve got 2 plans available for you to choose from:

Scratch & Dent Cover

Keeping your car looking chic on the outside is important to you. This plan provides cover for the repair of chips, minor dents and light scratches on the outside of your car. We also know that renewing your car’s licence can be such a hassle. That’s why we’ve included our Licence Support benefit. This comes in handy when renewing your car’s licence because we’ll handle all aspects of your renewal – from reminding you and ensuring you complete the necessary forms through to delivering the renewed licence disc to your door.

Scratch & Dent Inside-Out Cover

You care about your car and want it to look new on the outside and on the inside. Scratch & Dent Inside-Out covers repair of chips, minor dents and light scratches on the outside of your car as well as the repair of scratches, scuff marks and tears of parts on the inside of your car.

What can I claim for?
Scratch & Dent Cover

You can claim for the repairs of chips, minor dents and light scratches on the outside of your vehicle. Refer to terms and conditions for more detail on repair specifications.

Scratch & Dent Inside-Out Cover

You can claim for the repairs of chips, minor dents and light scratches on the outside of your vehicle and repair of scratches, scuff marks and tears of selected parts on the inside of your vehicle. This includes the centre console, dashboard, door handles etc. Refer to terms and conditions for a full list of parts covered for repair.

Important information
  • Claims will not affect your short-term vehicle insurance policy.
  • Claims will also not affect your Cash Back Plus payout.
  • No excess is payable on claims.
  • Unlimited number of claims.
  • All repair work has a 3-year guarantee.
  • Enjoy a quick, easy telephonic claims process.
Licence Support

Scratch & Dent cover includes access to our Licence Support benefit. Note that this benefit is not available on Scratch & Dent Inside-Out.

What does Licence Support offer?

We’ll handle all aspects of your car licence renewal, from renewal forms and documents through to delivering the renewed licence disc to your door, so you won’t have to worry about a thing. You only need to make payment for the licence.

What does it cost?
Scratch & Dent Cover

For just R105 per month you can get Scratch & Dent Cover up to R3 000 per claim. You can also upgrade to Scratch & Dent Plus cover for R139 and increase your cover limit to R5 000 per claim.

Scratch & Dent Inside-Out Cover

For just R135 per month you can get Scratch & Dent Inside-Out Cover up to R3 000 per claim. You can also upgrade to Scratch & Dent Inside-Out Plus cover for R180 and increase your cover limit to R5 000 per claim.

If you are interested in taking up this cover, please contact us today.

Frequently Asked Questions
What is excluded from my cover?

What is excluded from my cover?

What are the limitations of Licence Support?

What are the limitations of Licence Support?

What is excluded from Licence Support?

What is excluded from Licence Support?

How do I make amendments?

How do I make amendments?

How do I claim?

How do I claim?

How do my payments work?

How do my payments work?

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