What is Auto Top-Up Plus?

Your car helps you juggle your busy life, and we know how costly and inconvenient it can be to replace it, let alone have to cover any amount that your vehicle insurance won’t cover. For this reason, we offer you Auto Top-Up Plus. It pays out the difference between the comprehensive vehicle insurance payout and any amount you still owe on it and even includes other benefits like personal accident cover as well as excess and installment protector.

What is covered?
Shortfall Cover benefit

Shortfall Cover benefit

Personal Accident benefit

Personal Accident benefit

Excess Protector benefit (Optional benefit)

Excess Protector benefit (Optional benefit)

Installment protector (Optional)

Installment protector (Optional)

How does the shortfall cover work?
If your vehicle is either:
  • Stolen and not recovered; or
  • Stolen and recovered but damaged and not economical to repair, and written off; or
  • Accidentally damaged but not economical to repair, and written off and your comprehensive vehicle insurance claim payment result in a shortfall between the claim payment amount and the settlement balance of the credit agreement this policy will cover the shortfall.
How do I qualify for Auto Top-Up Plus cover?
The vehicle must meet the following conditions:
  • The vehicle must be comprehensively insured.
  • The vehicle must be financed.
Frequently Asked Questions
What are the limitations?

What are the limitations?

How do I claim?

How do I claim?

What is the most we will pay?

What is the most we will pay?

To download your Auto Top-Up Plus terms and conditions, Click here

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