Pure Life Cover

With this policy in place, you can be assured that your family can still have access to financial stability so you can leave more than just memories behind. We offer you a choice between two products, both of which cater specifically for women’s needs, Basic Life Cover or Elevated life Cover. In addition we offer you two more products, Disablement Cover and/or Dread Disease Cover to give you further peace of mind.

Our Basic Life cover offers the following benefits

• a pay-out to a beneficiary of your choice - a cash amount of up to R200 000 in the event of your death
• a level sum assured product, so the amount you are covered for will not decrease while your policy is active
• can be taken for a specific number of years or for your whole life
• immediate cover for accidental death
• terminal illness cover i.e. if you are diagnosed with a terminal illness and your life expectancy is less than 12 months, your cash amount will be paid out immediately.

Our Elevated Life cover offers:

• a pay-out to a beneficiary of your choice - a cash amount from R200 000 and upwards in the event of your death
• a level sum assured product, so the amount you will be covered for will remain the same while your policy is active
• a guaranteed assurability option, which means that you can increase your cover amount if your lifestyle changes e.g. when you get married, buy a home or have a baby (limited underwriting)
• cover for a specific number of years or for your whole life
• immediate cover for death
• terminal illness cover.

And we offer two additional products, Disablement Cover (two options) and Dread Disease Cover which have also been designed with you mind.

This will give you cover in the event that you become disabled and are left medically unfit to work at your own or suited occupation.

This cover offers the following benefits:

• pays a cash amount if you become permanently and totally disabled and cannot do your normal job or other work to which you are suited
• a stand-alone benefit - if this amount is paid out, your other life cover will not be affected
• a level sum assured up to 5 years before you turn 65 or retire
• immediate cover for disablement
• the option to increase your cover amount when your circumstances change.

Cover for events that result in the disablement of a part of your body. This benefit offers:

• a pay-out of a percentage of your cover amount depending on the kind of disability you suffered e.g. if you lose an eye, you get 50% of the amount, but if you become permanently blind in both eyes, 100% will be paid out
• a stand-alone benefit - if this amount is paid out, your other cover amounts will not be affected
• immediate cover for accidental disablement
• the option to increase your cover amount when your circumstances change.

This product offers you insurance against dread diseases such as certain cancers, cardiovascular diseases etc and offers the following benefits:

• a pay-out of a percentage of the sum you are insured for if you suffer a dread disease, such as cancer or undergo a major heart operation or organ transplant
• benefits are not accelerated - so if this amount is paid out your other cover amounts will not be affected
• can be taken for a specific period or for your whole life
• the option to increase your cover amount when your circumstances change.

If you receive a full and total payout under your disablement product, we will pay the premiums for your other benefits, for up to 5 years, to help you keep your cover active during this difficult period.

Please click here to open the 1st for Women product brochure in PDF format