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You’ve come to the right place if you are looking for an insurance policy that will protect the physical structure of your home. If you’re looking for insurance to protect the possessions that make your house a home, please click on home contents insurance.
A Buildings Insurance policy covers loss or damage to the structure of your house as a result of the following:
Fire, lightning, explosion, and/or earthquake.
Burst water pipes.
Storms and floods.
Damage to your home and outbuildings by animals, vehicles and falling trees (but not while they are being felled).
Aircrafts or objects falling from them .
Malicious or intentional damage.
Break-in or theft, where we can see the damage caused by the break-in.
Subsidence (sinking) of land and landslips.
Your garages, outbuildings, swimming pool, walls and gates are all covered by buildings insurance.
Don’t forget to insure your geysers! When applying for Buildings Insurance, remember to state that you want to add geyser cover to your policy and specify how many geysers you have. And because we know that a burst geyser is about a whole lot more than just a burst geyser we have included R20 000 cover for consequential damages like damaged carpets and ceilings.