What is Third Party Fire and Theft Insurance?

Third Party, Fire and Theft Insurance does exactly what it says. Your insurance policy will cover your vehicle against the perils of fire and explosion and theft. 1st for Women will also pay on your behalf for any damages, costs or expenses incurred by any third parties in the event of an accident for which you are to blame.

However, your cover does not extend to any damages to your vehicle that you yourself have caused either during an accident or during one of those ‘I think I can make it, the pole doesn’t look that close’ parking situations we all find ourselves in from time to time.

What else is included with a Third Party, Fire and Theft Insurance Policy?

If your car has been in an accident, you will be covered for the towing and storage of the vehicle under third party fire and theft insurance - but only if you make sure to call the 1st for Women towing line before letting any Tom, Dick or Harry hitch your car to his tow truck.

If your car is in an accident and any of the occupants the vehicle are injured, you will also be covered for medical costs up to R500.

What optional cover comes with a Third Party, Fire and Theft Insurance Policy?

The cover you get with your third party fire and theft insurance policy can be extended with a number of additional cover options. For instance, you can choose to have your vehicle’s canopy, the sound system and the windscreen covered.

Additional windscreen coverage will lower the excess you have to pay if it is only the windscreen that has been damaged. This additional coverage will be calculated into your monthly insurance premium.

You can also choose to take the car hire option, which will see you back on the road if your car has been stolen or damaged.

For a Third party fire and theft insurance quote, click here.