What is All Risk Insurance?

All Risk Insurance essentially describes the cover that a portable possessions insurance policy affords you. All Risk refers to the perils, or risks, that you can claim for. The three categories that these risks are divided into are:

• Theft-We’re all pretty familiar with what this peril means. You had something, someone took it, now you don’t have it anymore. An All Risk Insurance policy will cover the theft of any portable possession you choose to insure up the specified amount stated on your insurance schedule.
• Accidental Damage-Like that time that your cell phone fell out of your pocket and was then run over by your husband. Who then reversed. Things like that, where the insured possession was damaged or wrecked through the twisted actions of fate, not by your own choice. We will either repair, replace or pay you out for the item depending on both the damage and the item.
• Loss- Individual socks, passport photographs and your temper - all things you’ve lost that we unfortunately can’t help you with. Anything you’ve accidentally lost while insured with an All Risk Insurance policy will be covered though.

Item specific Portable Possession Insurance policies include:

• Jewellery Insurance
  - Click here for a Jewellery Insurance Quote.
• Laptop Insurance
  - Click here for a Laptop Insurance Quote.
• Camera Insurance
  - Click here for a Camera Insurance Quote.
• Handbag Insurance
  - Click here for a Handbag Insurance Quote.
• Clothing Insurance
  - Click here for a Clothing Insurance Quote.
• Glasses Insurance
  - Click here for a Glasses Insurance Quote.
• Cell Phone Insurance
  - Click here for a Cell Phone Insurance Quote.

Or, you can click here is you would like to request a non- specific Portable Possessions Insurance quote or an All Risk Insurance quote.